{"id":6482,"date":"2024-11-28T10:59:24","date_gmt":"2024-11-28T10:59:24","guid":{"rendered":"https:\/\/riskbirbal.com\/blogs\/?page_id=6482"},"modified":"2025-12-12T07:39:54","modified_gmt":"2025-12-12T07:39:54","slug":"contractors-plant-and-machinery-insurance","status":"publish","type":"page","link":"https:\/\/riskbirbal.com\/blogs\/contractors-plant-and-machinery-insurance\/","title":{"rendered":"Contractors Plant and Machinery Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6482\" class=\"elementor elementor-6482\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96bd60a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"96bd60a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3658d65 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3658d65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c04721 elementor-widget elementor-widget-spacer\" data-id=\"2c04721\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4715517 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"4715517\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7d257e elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"c7d257e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Contractors Plant and Machinery Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21546bf elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"21546bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex max-w-full flex-col flex-grow\"><p><span style=\"font-family: axiforma; font-size: 1.25rem; color: #1c1c1c; line-height: 1.6;\">Contractors Plant and Machinery Insurance | Protect Your Construction Equipment<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4786526 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"4786526\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f27eb09 elementor-widget elementor-widget-shortcode\" data-id=\"f27eb09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f5372-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"5372\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blogs\/wp-json\/wp\/v2\/pages\/6482#wpcf7-f5372-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"5372\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f5372-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<h3 style=\"padding:0; margin:0;\">\n\t<center>Enquiry Form\n\t<\/center>\n<\/h3>\n<p><label> Your name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><\/label><br \/>\n<label> Your email<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><\/label><br \/>\n<label> Mobile No.<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-mobile\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" autocomplete=\"tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"your-mobile\" \/><\/span><\/label><br \/>\n<label> Subject<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span> <\/label><br \/>\n<label> Your message (optional)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"2\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span> <\/label><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-primary\" type=\"submit\" value=\"Get Quote\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b8b975 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"1b8b975\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-081f06b elementor-widget elementor-widget-text-editor\" data-id=\"081f06b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: axiforma; color: #333333;\">Machinery plays a vital role in any construction work, and tools &amp; equipment are the main foundation of such construction work. Initiating from hauling and moving to excavate earth and debris generation of power round the clock- it\u2019s all done by machinery.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-232e1ce e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"232e1ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-94e0b9a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"94e0b9a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-563cf48 elementor-widget elementor-widget-image\" data-id=\"563cf48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/i0.wp.com\/riskbirbal.com\/blogs\/wp-content\/uploads\/2025\/01\/excavator-digging-ground.jpg?fit=768%2C512&amp;ssl=1\" class=\"attachment-medium_large size-medium_large wp-image-9015\" alt=\"Machine Excavator Digging Ground\" srcset=\"https:\/\/i0.wp.com\/riskbirbal.com\/blogs\/wp-content\/uploads\/2025\/01\/excavator-digging-ground.jpg?w=840&amp;ssl=1 840w, https:\/\/i0.wp.com\/riskbirbal.com\/blogs\/wp-content\/uploads\/2025\/01\/excavator-digging-ground.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/riskbirbal.com\/blogs\/wp-content\/uploads\/2025\/01\/excavator-digging-ground.jpg?resize=768%2C512&amp;ssl=1 768w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26aa7d4 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"26aa7d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ad56631 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"ad56631\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4eb015c elementor-widget elementor-widget-text-editor\" data-id=\"4eb015c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-align: var(--text-align); background-color: var(--ast-global-color-5); font-family: axiforma; color: #333333;\">Plants and equipment such as forklift trucks, compressor, piler driving devices, drilling machines account for builder&#8217;s contractor investment. Hence, machinery is the key element of all the construction work. It is very much needed that there is a backup plan if these machinery breaks down as all the work is dependent on the plant and machinery.\u00a0<\/span><\/p><p><span style=\"font-family: axiforma; color: #333333;\">But there is a hassle-free way to protect the investment and minimize the repair loss i.e., Contractor\u2019s Plant and Machinery Insurance. This policy protects your business from any probable loss of your investment or repair and replacement costs.\u00a0 The policy runs on an annual basis and covers the unforeseen and sudden physical loss of or damage to the insured items necessitating its repair or replacement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b1ed2b3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"b1ed2b3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-655f3b1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"655f3b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05f0ac3 elementor-widget elementor-widget-text-editor\" data-id=\"05f0ac3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: axiforma; color: #333333;\">This policy provides cover to the damage or loss to the contractors&#8217; construction equipment due to an accident arising out of external perils. The equipment is generally bulldozers, cranes, excavators, compressors, etc. The policy cover is restricted to the insured property only at work, at rest, being dismantled for cleaning or overhauling or during the subsequent re-erection. The policy can be purchased only after successful commissioning of the machinery.\u00a0 The sum insured need to always equal to the costs of replacement of the insured machinery by new machinery of the same kind.<\/span><\/p><p><span style=\"font-family: axiforma; color: #333333;\">RiskBirbal can be your guide and help for insurance plants<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6134d6a elementor-widget elementor-widget-text-editor\" data-id=\"6134d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #333333; font-family: axiforma;\"><strong>Extensions to the Contractors Plant and Machine Insurance<\/strong><\/span><\/h3><p><span style=\"color: #333333; font-family: axiforma;\">The premium of the Contractors\u2019 Plant and Machinery Insurance also depends on the type of the machine, the locations where they will be used, and risks &amp; extensions you use. The following are the extensions to this policy:<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">1. Goods transported in bulk by truck, train, ship or aircraft<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">2. Airfreight<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">3. Owner\u2019s surrounding property<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">4. Clearance and removal of debris<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">5. Additional customs duty<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">6. Escalation<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">7. Third party liability<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">8. Act of terrorism<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">9. Earthquake<\/span><\/p><h3><span style=\"color: #333333; font-family: axiforma;\"><strong>Exclusions to the policy:<\/strong><\/span><\/h3><p><span style=\"color: #333333; font-family: axiforma;\">1. Loss or damage caused due to electrical or mechanical breakdown\/failure.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">2. loss of or damage caused due to replaceable parts such as bits drills, knives or other cutting edges, saw blades, dies,\u00a0 moulds etc.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">3. Sudden loss or damage due to explosion of any boiler or pressure vessel. This can subject to internal steam or fluid pressure or of any internal combustion engine.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">4. Sudden loss or damage to plant and machinery due to war and nuclear perils.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">5. Sudden loss or damage to plant and machinery due to willful act\/negligence of the insured.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">6. Loss or damage due to<a href=\"https:\/\/www.investopedia.com\/terms\/c\/contractual-liability-insurance.asp\"> contractual liability<\/a>, manufacture guarantee.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">7. Electrical or mechanical breakdown are not covered.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">8. Pre-existing defects do not get covered.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">9. lack of oil or coolant\/defective lubrication.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">10. Any kind of damage for which the manufacturer or supplier is responsible.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">11. Any consequential loss.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">12. Loss or damage to vehicles which are used for general road use until working on the specified construction.<\/span><\/p><p><span style=\"color: #333333; font-family: axiforma;\">P.S: several extension to the policy and other benefits can be added as per the requirement. Policy can be customized, please discuss your requirements.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de827d0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"de827d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b74301 elementor-widget elementor-widget-heading\" data-id=\"0b74301\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to get the best policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9119b88 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"9119b88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c4172c5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"c4172c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-598be01 elementor-view-stacked elementor-widget__width-auto elementor-widget-tablet__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"598be01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-page_search\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFind a specialized industrial insurance policy provider\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYou must deal with specialists. Since specialized insurance companies that deal with Contractors plant and machinery insurance\ncan give you a comprehensive solution. You need to search for one skilled insurance service provider.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ff4d29 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5ff4d29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac65728 elementor-view-stacked elementor-widget__width-auto elementor-widget-tablet__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"ac65728\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-back_up\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRun a comparison study\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYou can find several sites offering you information about the various insurance providers, their policies and reviews. By running a comparison study, you can easily find an insurance company that is right for your needs and requirements.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb8bf28 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fb8bf28\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53366a5 elementor-view-stacked elementor-widget__width-auto elementor-widget-tablet__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"53366a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-headset\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeek professional help\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIt would be advisable to find professional help to understand the policy, because, at times, it can be too technical for you to understand, and a person who is expert in the insurance business can help you in spotting the right kind of policy for your business. The insurance expert can make you understand the legal terms associated with the policies.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9de16f7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"9de16f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f60e92f elementor-view-stacked elementor-widget__width-auto elementor-widget-tablet__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"f60e92f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-readme\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRead the terms and conditions carefully\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYou should read the terms and conditions. For instance, you need to know about the social exclusions, the add-ons of the policy, and more. Hence, take out some time and read the terms and condition carefully before buying the insurance plan.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-336f448 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"336f448\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b7a684 elementor-widget elementor-widget-text-editor\" data-id=\"2b7a684\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #333333; font-family: axiforma;\">Never let the business be vulnerable to the unpredictability of nature and happenings. You can keep everything under control by availing the best <strong>Contractors plant and machinery insurance<\/strong> for your business and act with a sense of urgency when things go wrong without prior notice. So, stay safe.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contractors Plant and Machinery Insurance Contractors Plant and Machinery Insurance | Protect Your Construction Equipment Machinery plays a vital role in any construction work, and tools &amp; equipment are the main foundation of such construction work. Initiating from hauling and moving to excavate earth and debris generation of power round the clock- it\u2019s all done by machinery.\u00a0 Plants and equipment such as forklift trucks, compressor, piler driving devices, drilling machines account for builder&#8217;s contractor investment. Hence, machinery is the key element of all the construction work. It is very much needed that there is a backup plan if these machinery breaks down as all the work is dependent on the plant and machinery.\u00a0 But there is a hassle-free way to protect the investment and minimize the repair loss i.e., Contractor\u2019s Plant and Machinery Insurance. This policy protects your business from any probable loss of your investment or repair and replacement costs.\u00a0 The policy runs on an annual basis and covers the unforeseen and sudden physical loss of or damage to the insured items necessitating its repair or replacement. This policy provides cover to the damage or loss to the contractors&#8217; construction equipment due to an accident arising out of external perils. The equipment is generally bulldozers, cranes, excavators, compressors, etc. The policy cover is restricted to the insured property only at work, at rest, being dismantled for cleaning or overhauling or during the subsequent re-erection. The policy can be purchased only after successful commissioning of the machinery.\u00a0 The sum insured need to always equal to the costs of replacement of the insured machinery by new machinery of the same kind. RiskBirbal can be your guide and help for insurance plants Extensions to the Contractors Plant and Machine Insurance The premium of the Contractors\u2019 Plant and Machinery Insurance also depends on the type of the machine, the locations where they will be used, and risks &amp; extensions you use. The following are the extensions to this policy: 1. Goods transported in bulk by truck, train, ship or aircraft 2. Airfreight 3. Owner\u2019s surrounding property 4. Clearance and removal of debris 5. Additional customs duty 6. Escalation 7. Third party liability 8. Act of terrorism 9. Earthquake Exclusions to the policy: 1. Loss or damage caused due to electrical or mechanical breakdown\/failure. 2. loss of or damage caused due to replaceable parts such as bits drills, knives or other cutting edges, saw blades, dies,\u00a0 moulds etc. 3. Sudden loss or damage due to explosion of any boiler or pressure vessel. This can subject to internal steam or fluid pressure or of any internal combustion engine. 4. Sudden loss or damage to plant and machinery due to war and nuclear perils. 5. Sudden loss or damage to plant and machinery due to willful act\/negligence of the insured. 6. Loss or damage due to contractual liability, manufacture guarantee. 7. Electrical or mechanical breakdown are not covered. 8. Pre-existing defects do not get covered. 9. lack of oil or coolant\/defective lubrication. 10. Any kind of damage for which the manufacturer or supplier is responsible. 11. Any consequential loss. 12. Loss or damage to vehicles which are used for general road use until working on the specified construction. P.S: several extension to the policy and other benefits can be added as per the requirement. Policy can be customized, please discuss your requirements. How to get the best policy Find a specialized industrial insurance policy provider You must deal with specialists. Since specialized insurance companies that deal with Contractors plant and machinery insurance can give you a comprehensive solution. You need to search for one skilled insurance service provider. Run a comparison study You can find several sites offering you information about the various insurance providers, their policies and reviews. By running a comparison study, you can easily find an insurance company that is right for your needs and requirements. Seek professional help It would be advisable to find professional help to understand the policy, because, at times, it can be too technical for you to understand, and a person who is expert in the insurance business can help you in spotting the right kind of policy for your business. The insurance expert can make you understand the legal terms associated with the policies. Read the terms and conditions carefully You should read the terms and conditions. For instance, you need to know about the social exclusions, the add-ons of the policy, and more. Hence, take out some time and read the terms and condition carefully before buying the insurance plan. Never let the business be vulnerable to the unpredictability of nature and happenings. You can keep everything under control by availing the best Contractors plant and machinery insurance for your business and act with a sense of urgency when things go wrong without prior notice. So, stay safe.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-6482","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Buy Contractors Plant and Machinery Insurance<\/title>\n<meta name=\"description\" content=\"Secure your construction equipment with Contractors Plant and Machinery Insurance. Cover risks like damage, theft, and breakdowns.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/riskbirbal.com\/blogs\/contractors-plant-and-machinery-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buy Contractors Plant and Machinery Insurance\" \/>\n<meta property=\"og:description\" content=\"Secure your construction equipment with Contractors Plant and Machinery Insurance. 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