{"id":10747,"date":"2026-03-09T07:05:49","date_gmt":"2026-03-09T07:05:49","guid":{"rendered":"https:\/\/riskbirbal.com\/blogs\/?p=10747"},"modified":"2026-07-13T08:13:47","modified_gmt":"2026-07-13T08:13:47","slug":"top-10-invoice-mistakes-that-delay-policy-issuance","status":"publish","type":"post","link":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/","title":{"rendered":"Top 10 Invoice Mistakes that Delay Policy Issuance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10747\" class=\"elementor elementor-10747\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04dab9e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"04dab9e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d365556 elementor-widget elementor-widget-heading\" data-id=\"d365556\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#What_InsurersBrokers_Validate_from_an_Invoice\" >What Insurers\/Brokers Validate from an Invoice<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Top_10_Invoice_Mistakes_That_Delay_Policy_Issuance\" >Top 10 Invoice Mistakes That Delay Policy Issuance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_1_Insured_Name_Mismatch_with_GSTPAN\" >Mistake #1: Insured Name Mismatch with GST\/PAN<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_2_Wrong_Invoice_Value_UnderOver_Declaration\" >Mistake #2: Wrong Invoice Value (Under\/Over Declaration)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_3_Missing_or_Incomplete_Product_Description\" >Mistake #3: Missing or Incomplete Product Description<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_4_Incorrect_or_Missing_GSTIN\" >Mistake #4: Incorrect or Missing GSTIN<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_5_Missing_Transit_Details_FromTo_Locations\" >Mistake #5: Missing Transit Details (From\/To Locations)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_6_Confusing_Incoterms\" >Mistake #6: Confusing Incoterms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_7_Invoice_Not_Matching_Other_Documents\" >Mistake #7: Invoice Not Matching Other Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_8_Buyer_and_Consignee_Are_Different\" >Mistake #8: Buyer and Consignee Are Different<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_9_Currency_Confusion\" >Mistake #9: Currency Confusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Mistake_10_Handwritten_Changes_or_Scanned_Copies_with_Cuts\" >Mistake #10: Handwritten Changes or Scanned Copies with Cuts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#Before_You_Share_the_Invoice_Final_Checklist\" >Before You Share the Invoice: Final Checklist<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c66e8fb e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"c66e8fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fcf990 elementor-widget elementor-widget-image\" data-id=\"8fcf990\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"324\" src=\"https:\/\/i0.wp.com\/riskbirbal.com\/blogs\/wp-content\/uploads\/2026\/03\/top-10-invoice-mistake.jpg?fit=768%2C324&amp;ssl=1\" class=\"attachment-large size-large wp-image-10834\" alt=\"Top 10 invoice mistake that delay policy issuance\" srcset=\"https:\/\/i0.wp.com\/riskbirbal.com\/blogs\/wp-content\/uploads\/2026\/03\/top-10-invoice-mistake.jpg?w=768&amp;ssl=1 768w, https:\/\/i0.wp.com\/riskbirbal.com\/blogs\/wp-content\/uploads\/2026\/03\/top-10-invoice-mistake.jpg?resize=300%2C127&amp;ssl=1 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e601bb e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7e601bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07e6a5b elementor-widget elementor-widget-text-editor\" data-id=\"07e6a5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">You have a consignment ready to move. The truck is booked, and the e-way bill is generated. You share the invoice with your insurance broker to issue the policy quickly. But instead of the policy copy, you get an email: &#8220;Invoice rejected. Please provide corrections.&#8221; This stops everything. A simple typo can halt your operations. In this blog, we will look at the top 10 <\/span><b>invoice mistakes that delay policy issuance<\/b><span style=\"font-weight: 400;\">. These errors are common but completely avoidable. Whether you are a dispatcher, an accountant, or a logistics coordinator, knowing these <\/span><b>invoice details for insurance<\/b><span style=\"font-weight: 400;\"> will save you time. Let\u2019s fix these <\/span><b>invoice errors<\/b><span style=\"font-weight: 400;\"> so your cargo is covered before it leaves the go down.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f79744d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f79744d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9330483 elementor-widget elementor-widget-heading\" data-id=\"9330483\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"What_InsurersBrokers_Validate_from_an_Invoice\"><\/span>What Insurers\/Brokers Validate from an Invoice<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-834c1b0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"834c1b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbb1087 elementor-widget elementor-widget-text-editor\" data-id=\"dbb1087\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Before we list the mistakes, you must understand what the insurance team checks. When they receive your <\/span><b>marine cargo insurance invoice<\/b><span style=\"font-weight: 400;\">, they are verifying specific data points. If any of these are unclear or wrong, it creates a <\/span><b>policy issuance delay<\/b><span style=\"font-weight: 400;\">. Here is the quick checklist they use:<\/span><\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Insured Name:<\/b><\/span><span style=\"font-weight: 400;\"> Exactly as per the GST portal or PAN card.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Consignor &amp; Consignee Details:<\/b><\/span><span style=\"font-weight: 400;\"> Names and locations.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Invoice Number &amp; Date:<\/b><\/span><span style=\"font-weight: 400;\"> Must match your books.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Product Description:<\/b><\/span><span style=\"font-weight: 400;\"> HSN code and generic name (not just codes).<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Invoice Value:<\/b><\/span><span style=\"font-weight: 400;\"> The total amount (Freight, Insurance, and Tax included).<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>GSTIN:<\/b><\/span><span style=\"font-weight: 400;\"> Must be active and correct.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Place of Dispatch &amp; Destination:<\/b><\/span><span style=\"font-weight: 400;\"> For transit risks.<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Incoterms:<\/b><\/span><span style=\"font-weight: 400;\"> Who owns the risk during transit?<\/span><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Packing Mode:<\/b><\/span><span style=\"font-weight: 400;\"> Is it in cartons, pallets, or loose?<\/span><\/span><\/li><li><span style=\"color: #000000;\"><span style=\"color: #053e84;\"><b>Vehicle Number:<\/b><\/span><span style=\"font-weight: 400;\"> If already assigned.<\/span><\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bfc30a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7bfc30a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cdf459f elementor-widget elementor-widget-heading\" data-id=\"cdf459f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Top_10_Invoice_Mistakes_That_Delay_Policy_Issuance\"><\/span>Top 10 Invoice Mistakes That Delay Policy Issuance<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aeb5cf0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"aeb5cf0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-561a593 elementor-widget elementor-widget-text-editor\" data-id=\"561a593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Here are the most frequent <\/span><b>invoice mistakes that delay policy issuance<\/b><span style=\"font-weight: 400;\">. We see these every day in our dispatch operations. Read each point carefully and update your invoice template today.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70b5eb4 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"70b5eb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04b4288 elementor-widget elementor-widget-heading\" data-id=\"04b4288\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_1_Insured_Name_Mismatch_with_GSTPAN\"><\/span>Mistake #1: Insured Name Mismatch with GST\/PAN<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-92f66b6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"92f66b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-079cf58 elementor-widget elementor-widget-text-editor\" data-id=\"079cf58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #053e84;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2949d3a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2949d3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bf1c45 elementor-widget elementor-widget-text-editor\" data-id=\"7bf1c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You purchase the insurance, but the invoice shows the buyer\u2019s name, a trading name, or a misspelled version of your company name. For example, the invoice says &#8220;Shyam Traders,&#8221; but your GST registration says &#8220;Shyam Trading Company.&#8221;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d404e36 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d404e36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d5351a elementor-widget elementor-widget-text-editor\" data-id=\"4d5351a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #053e84;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04cf114 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"04cf114\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-129a086 elementor-widget elementor-widget-text-editor\" data-id=\"129a086\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Insurers underwrite policies based on the legal entity. If the name on the <\/span><b>transit insurance invoice<\/b><span style=\"font-weight: 400;\"> does not match the proposer&#8217;s name, the policy is invalid. The insurer cannot issue the document until the name is corrected. This is a major <\/span><b>insured name mismatch<\/b><span style=\"font-weight: 400;\"> issue.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e493756 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e493756\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d747bf elementor-widget elementor-widget-text-editor\" data-id=\"5d747bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #053e84;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e00a55c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e00a55c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85cf392 elementor-widget elementor-widget-text-editor\" data-id=\"85cf392\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li><span style=\"font-weight: 400; color: #000000;\">Always use the exact legal name as per your GST registration certificate.<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\">Do not use abbreviations unless they are part of the legal name.<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\">If the consignment is sold, and the buyer needs coverage, ensure their name is correctly mentioned as the consignee, but the policyholder\u2019s name must be correct.<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\">Keep a master data file with correct spellings handy.<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-236a99b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"236a99b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b58741b elementor-widget elementor-widget-text-editor\" data-id=\"b58741b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-141b0dd e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"141b0dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56de2be elementor-widget elementor-widget-text-editor\" data-id=\"56de2be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">&#8220;M\/s ABC Pvt. Ltd.&#8221; on the invoice, but GST registered as &#8220;ABC Private Limited.&#8221; The system rejects it. Use the GST portal name.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1499690 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1499690\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e4a3e2 elementor-widget elementor-widget-heading\" data-id=\"0e4a3e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_2_Wrong_Invoice_Value_UnderOver_Declaration\"><\/span>Mistake #2: Wrong Invoice Value (Under\/Over Declaration)<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82dfbd4 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"82dfbd4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-001dcd2 elementor-widget elementor-widget-text-editor\" data-id=\"001dcd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0ea0452 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"0ea0452\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-924d642 elementor-widget elementor-widget-text-editor\" data-id=\"924d642\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You declare an invoice value of \u20b995,000, but the actual sale value is \u20b91,00,000. Or you forget to include non-dutiable items in the total.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1950c2c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1950c2c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c10c7fd elementor-widget elementor-widget-text-editor\" data-id=\"c10c7fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82b994e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"82b994e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d60390 elementor-widget elementor-widget-text-editor\" data-id=\"6d60390\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Marine insurance premiums are calculated on the total invoice value plus freight (if paid by you) and 10% for expected profit. If the <\/span><b>wrong invoice value<\/b><span style=\"font-weight: 400;\"> is declared, the premium calculation is wrong. The insurer will ask for a revised invoice or a value declaration form.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06ddefd e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"06ddefd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07c715a elementor-widget elementor-widget-text-editor\" data-id=\"07c715a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2eb52b7 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"2eb52b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-681ea5c elementor-widget elementor-widget-text-editor\" data-id=\"681ea5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Declare the value as per the commercial invoice.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Remember the formula: Basic Value + Freight + Insurance + 10% of this total (for cover).<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If it is a high-value consignment, double-check the addition.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Do not undervalue to save a small premium; it leads to claim rejection later.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-691fdc5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"691fdc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4777db9 elementor-widget elementor-widget-text-editor\" data-id=\"4777db9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-681fa19 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"681fa19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb0d4bb elementor-widget elementor-widget-text-editor\" data-id=\"bb0d4bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Invoice total is \u20b91,10,000, but you write \u20b91,00,000 to get a lower premium. The insurer rejects the risk, delaying the <\/span><b>insurance policy issuance<\/b><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-102de8c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"102de8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3756553 elementor-widget elementor-widget-heading\" data-id=\"3756553\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_3_Missing_or_Incomplete_Product_Description\"><\/span>Mistake #3: Missing or Incomplete Product Description<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b2cc6a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"5b2cc6a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d0a5e7 elementor-widget elementor-widget-text-editor\" data-id=\"5d0a5e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6e49ce e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d6e49ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f387e58 elementor-widget elementor-widget-text-editor\" data-id=\"f387e58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">The invoice line item says &#8220;Spare Parts&#8221; or &#8220;Hardware Items.&#8221; It does not specify what those parts are. Sometimes, only HSN codes are mentioned without a description.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-771957a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"771957a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b10b225 elementor-widget elementor-widget-text-editor\" data-id=\"b10b225\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36a2cdd e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"36a2cdd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8d407d elementor-widget elementor-widget-text-editor\" data-id=\"c8d407d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Insurer\u2019s rate risks based on the product. &#8220;Electronic Chips&#8221; have a different risk (theft\/fire) compared to &#8220;Iron Nuts and Bolts&#8221; (low risk). A vague description like &#8220;General Merchandise&#8221; forces the underwriter to call and ask for details. This causes a <\/span><b>policy issuance delay<\/b><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22be129 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"22be129\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2af175a elementor-widget elementor-widget-text-editor\" data-id=\"2af175a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e3edbe e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1e3edbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77101dc elementor-widget elementor-widget-text-editor\" data-id=\"77101dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Write the generic name of the product. For example, &#8220;Mobile Phone Screen Protectors&#8221; instead of just &#8220;Accessories.&#8221;<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Mention if the item is hazardous, liquid, or breakable.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Include the HSN code, but also write the product name.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If multiple items, list the primary item or attach a packing list.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29a3057 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"29a3057\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f9948b elementor-widget elementor-widget-text-editor\" data-id=\"9f9948b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-727f6de e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"727f6de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc26533 elementor-widget elementor-widget-text-editor\" data-id=\"fc26533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Invoice says &#8220;Chemicals.&#8221; Instead, write &#8220;Industrial Cleaning Chemicals (Non-Hazardous)&#8221; to speed up <\/span><b>marine cargo insurance invoice<\/b><span style=\"font-weight: 400;\"> processing.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f359e1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1f359e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f9e3cb elementor-widget elementor-widget-heading\" data-id=\"8f9e3cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_4_Incorrect_or_Missing_GSTIN\"><\/span>Mistake #4: Incorrect or Missing GSTIN<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e64dc7 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"3e64dc7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6002292 elementor-widget elementor-widget-text-editor\" data-id=\"6002292\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d0f483 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"8d0f483\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-350bef0 elementor-widget elementor-widget-text-editor\" data-id=\"350bef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">The GSTIN on the invoice is typed wrong (e.g., 27AAAAA0001A1Z5 instead of 27AAAAA0001A1Z6). Or the GSTIN is of the buyer, but the seller&#8217;s GSTIN is missing.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5b73ab e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e5b73ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb9f65f elementor-widget elementor-widget-text-editor\" data-id=\"eb9f65f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-055507b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"055507b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9124199 elementor-widget elementor-widget-text-editor\" data-id=\"9124199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Insurance policies are often linked to GST compliance. If the GSTIN is wrong, the insurer suspects fraudulent activity. They will not proceed with <\/span><b>insurance policy issuance<\/b><span style=\"font-weight: 400;\"> until a valid GSTIN is provided. This is a classic <\/span><b>GST invoice mistake<\/b><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-033ac58 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"033ac58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47f2ba7 elementor-widget elementor-widget-text-editor\" data-id=\"47f2ba7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49adf8f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"49adf8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acbb3a2 elementor-widget elementor-widget-text-editor\" data-id=\"acbb3a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Use the &#8220;Search Taxpayer&#8221; feature on the GST portal to verify the buyer&#8217;s GSTIN before printing the invoice.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Ensure your own GSTIN (if you are the insured) is printed correctly.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If the buyer is unregistered, mention &#8220;Unregistered&#8221; clearly.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212f89b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"212f89b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9df944 elementor-widget elementor-widget-text-editor\" data-id=\"c9df944\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1687844 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1687844\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ae18c8 elementor-widget elementor-widget-text-editor\" data-id=\"8ae18c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You type the buyer&#8217;s GSTIN as &#8220;27ABC&#8221; but the actual number starts with &#8220;29&#8221;. The policy is held until corrected.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45bbff9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"45bbff9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c34a3a elementor-widget elementor-widget-heading\" data-id=\"8c34a3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_5_Missing_Transit_Details_FromTo_Locations\"><\/span>Mistake #5: Missing Transit Details (From\/To Locations)\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-084bb3c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"084bb3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14289d1 elementor-widget elementor-widget-text-editor\" data-id=\"14289d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7f582e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e7f582e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74200ae elementor-widget elementor-widget-text-editor\" data-id=\"74200ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">The invoice mentions the seller and buyer address, but not the actual &#8220;Place of Dispatch&#8221; and &#8220;Place of Destination.&#8221; For example, the seller is in Delhi, but goods are being shipped from a warehouse in Gurugram.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8e6741 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"c8e6741\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f975531 elementor-widget elementor-widget-text-editor\" data-id=\"f975531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55d73fa e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"55d73fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c2bbdc elementor-widget elementor-widget-text-editor\" data-id=\"3c2bbdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Marine cargo insurance covers the journey from Point A to Point B. If these points are missing or wrong, the <\/span><b>transit insurance invoice<\/b><span style=\"font-weight: 400;\"> is incomplete. The insurer needs to know the distance and route to assess the risk.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40cb025 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"40cb025\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34e755b elementor-widget elementor-widget-text-editor\" data-id=\"34e755b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49be4d9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"49be4d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-438eab2 elementor-widget elementor-widget-text-editor\" data-id=\"438eab2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Add two separate fields on your invoice: &#8220;Despatch From&#8221; and &#8220;Destination.&#8221;<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Be specific. Write &#8220;Godown Address, Khasra No., Delhi&#8221; instead of just &#8220;Delhi.&#8221;<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If the goods are being transhipped, mention the main route.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7dd68a7 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"7dd68a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6554cc6 elementor-widget elementor-widget-text-editor\" data-id=\"6554cc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c2f034a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"c2f034a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e47c30 elementor-widget elementor-widget-text-editor\" data-id=\"6e47c30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Invoice shows buyer in Mumbai and seller in Pune, but goods are being picked up from Bhiwandi. If &#8220;Bhiwandi&#8221; is not mentioned, the policy won&#8217;t cover the first leg of the journey.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e77b74 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"3e77b74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b389ed8 elementor-widget elementor-widget-heading\" data-id=\"b389ed8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_6_Confusing_Incoterms\"><\/span>Mistake #6: Confusing Incoterms<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da4ab25 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"da4ab25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d28befa elementor-widget elementor-widget-text-editor\" data-id=\"d28befa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97d8d71 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"97d8d71\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c94bb0 elementor-widget elementor-widget-text-editor\" data-id=\"0c94bb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">The invoice shows &#8220;Incoterms: FOB&#8221; but the seller is paying for freight and insurance up to the buyer&#8217;s door. This is a contradiction.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43cbf73 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"43cbf73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c35d2c elementor-widget elementor-widget-text-editor\" data-id=\"7c35d2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e08241 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"9e08241\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0564475 elementor-widget elementor-widget-text-editor\" data-id=\"0564475\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Incoterms define who owns the goods during transit. If the risk is not with the insured (the person buying the policy), the insurer cannot issue the policy. This causes a <\/span><b>policy issuance delay<\/b><span style=\"font-weight: 400;\"> because the underwriter must clarify who is actually at risk.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1da0f8 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d1da0f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d20649 elementor-widget elementor-widget-text-editor\" data-id=\"5d20649\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52a5edd e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"52a5edd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5dcb474 elementor-widget elementor-widget-text-editor\" data-id=\"5dcb474\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Understand the basics: Use FOB (Free on Board) when risk transfers at the port. Use CIF (Cost, Insurance, Freight) when you are responsible.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">For road transport within India, clarify if it is &#8220;Door Delivery&#8221; or &#8220;Stock Transfer.&#8221;<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If you are unsure, just state &#8220;Risk of the seller until delivery to buyer&#8221; or similar.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dfcb4d3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"dfcb4d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c815e18 elementor-widget elementor-widget-text-editor\" data-id=\"c815e18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9017f3d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"9017f3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-656e340 elementor-widget elementor-widget-text-editor\" data-id=\"656e340\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You insure the goods, but the invoice says &#8220;Ex-Works.&#8221; This means the buyer owns the goods from your factory gate. You cannot insure something you don&#8217;t own.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56e099d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"56e099d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48ff680 elementor-widget elementor-widget-heading\" data-id=\"48ff680\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_7_Invoice_Not_Matching_Other_Documents\"><\/span>Mistake #7: Invoice Not Matching Other Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4485f9e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"4485f9e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ed7c00 elementor-widget elementor-widget-text-editor\" data-id=\"8ed7c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68b9bcf e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"68b9bcf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db7fb1f elementor-widget elementor-widget-text-editor\" data-id=\"db7fb1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">The invoice number is INV\/001, but the LR (Lorry Receipt) number mentioned in the email is different. Or the date on the invoice is 5th April, but the goods are picked up on 4th April.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdae401 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"fdae401\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-204b409 elementor-widget elementor-widget-text-editor\" data-id=\"204b409\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17db056 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"17db056\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c452c3 elementor-widget elementor-widget-text-editor\" data-id=\"7c452c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Insurance requires consistency. If documents contradict each other, it raises a red flag. The insurer might suspect that the goods were already in transit or that it is a different consignment. This leads to <\/span><b>missing invoice details<\/b><span style=\"font-weight: 400;\"> queries.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bd1282 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1bd1282\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee1cb82 elementor-widget elementor-widget-text-editor\" data-id=\"ee1cb82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83718c0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"83718c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa6a0d7 elementor-widget elementor-widget-text-editor\" data-id=\"fa6a0d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Create a simple cover note or email that list: Invoice No., Date, LR\/GR No., Vehicle No.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Ensure the invoice date is not after the goods have already left.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If you have multiple invoices for one truck, create a consolidated packing list.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45f9307 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"45f9307\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fecf99 elementor-widget elementor-widget-text-editor\" data-id=\"4fecf99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-496ab1a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"496ab1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd01e4d elementor-widget elementor-widget-text-editor\" data-id=\"dd01e4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Invoice date is 10th May, but the goods were dispatched on 9th May. The policy cannot be backdated easily.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f019ecb e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f019ecb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-123e00b elementor-widget elementor-widget-heading\" data-id=\"123e00b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_8_Buyer_and_Consignee_Are_Different\"><\/span>Mistake #8: Buyer and Consignee Are Different<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed8f7f0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"ed8f7f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3902c0d elementor-widget elementor-widget-text-editor\" data-id=\"3902c0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ddd726a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"ddd726a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e055d5 elementor-widget elementor-widget-text-editor\" data-id=\"5e055d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">The invoice is raised to &#8220;ABC Corp&#8221; in Delhi, but the goods are going to &#8220;XYZ Logistics&#8221; in Gurugram (a warehouse). This information is not clarified on the invoice.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f55e8ff e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f55e8ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2539948 elementor-widget elementor-widget-text-editor\" data-id=\"2539948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-80ef899 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"80ef899\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e471f23 elementor-widget elementor-widget-text-editor\" data-id=\"e471f23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">The insurer needs to know who is taking delivery. If the consignee is different, they need to verify if that party has an insurable interest. This <\/span><b>invoice errors<\/b><span style=\"font-weight: 400;\"> requires extra paperwork.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-733b4bd e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"733b4bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d348626 elementor-widget elementor-widget-text-editor\" data-id=\"d348626\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cba2e79 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"cba2e79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b14571 elementor-widget elementor-widget-text-editor\" data-id=\"5b14571\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Clearly mark on the invoice: &#8220;Buyer: ABC Corp, Consignee: XYZ Warehouse (For ABC Corp).&#8221;<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If it is a &#8220;Bill To \u2013 Ship To&#8221; situation, explain it in the email body.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Ensure the consignee&#8217;s address is complete for the surveyor in case of a claim.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-375877a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"375877a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3289e33 elementor-widget elementor-widget-text-editor\" data-id=\"3289e33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-547626c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"547626c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84d8156 elementor-widget elementor-widget-text-editor\" data-id=\"84d8156\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Goods are stolen at the warehouse. The surveyor checks the consignee\u2019s name. If the name is wrong, the claim is complicated.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17286a6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"17286a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95c39a9 elementor-widget elementor-widget-heading\" data-id=\"95c39a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_9_Currency_Confusion\"><\/span>Mistake #9: Currency Confusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dccf4db e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"dccf4db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6740e91 elementor-widget elementor-widget-text-editor\" data-id=\"6740e91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec9d584 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"ec9d584\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8ecd27 elementor-widget elementor-widget-text-editor\" data-id=\"d8ecd27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You are an exporter, and the invoice is in USD. But you send a PDF to the Indian broker without mentioning the exchange rate or the INR equivalent value.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-891ea33 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"891ea33\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e50bba elementor-widget elementor-widget-text-editor\" data-id=\"1e50bba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5ad1f1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b5ad1f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6941d1a elementor-widget elementor-widget-text-editor\" data-id=\"6941d1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Indian insurers issue policies in INR. They need the INR value to calculate the premium. If you send a foreign currency invoice, they have to chase you for the conversion rate. This creates a <\/span><b>policy issuance delay<\/b><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb420a6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"bb420a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-183f069 elementor-widget elementor-widget-text-editor\" data-id=\"183f069\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed75df3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"ed75df3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b57d714 elementor-widget elementor-widget-text-editor\" data-id=\"b57d714\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Always mention the INR equivalent on the face of the invoice or in the email.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Use the standard exchange rate of the day.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">If you are buying transit insurance for an import, convert the foreign currency value to INR.a<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ebdea1 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"9ebdea1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4774018 elementor-widget elementor-widget-text-editor\" data-id=\"4774018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2f4bd9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"f2f4bd9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e2f7dc elementor-widget elementor-widget-text-editor\" data-id=\"3e2f7dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Invoice is $1,000. You don&#8217;t mention the rate. The broker assumes \u20b983\/$ and calculates premium. You expected \u20b985\/$. The policy is put on hold for clarification.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e62b086 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e62b086\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7e3f34 elementor-widget elementor-widget-heading\" data-id=\"a7e3f34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Mistake_10_Handwritten_Changes_or_Scanned_Copies_with_Cuts\"><\/span>Mistake #10: Handwritten Changes or Scanned Copies with Cuts<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d300d5b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d300d5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91b9783 elementor-widget elementor-widget-text-editor\" data-id=\"91b9783\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>What goes wrong:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-546a656 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"546a656\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15d608f elementor-widget elementor-widget-text-editor\" data-id=\"15d608f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You print the invoice, cut a line with a pen, write the correct value, scan it, and send it.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-395064a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"395064a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3e3dbc elementor-widget elementor-widget-text-editor\" data-id=\"f3e3dbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Why it delays issuance:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc36f0b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"fc36f0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73d2872 elementor-widget elementor-widget-text-editor\" data-id=\"73d2872\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Insurers need clean documents. Scratched-out values or handwritten corrections look unprofessional and suspicious. The insurer will reject it and ask for a fresh, clean copy. This slows down <\/span><b>insurance policy issuance<\/b><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9b2153 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d9b2153\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-123f794 elementor-widget elementor-widget-text-editor\" data-id=\"123f794\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><b>Fix \/ What to do:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3fa930 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b3fa930\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e6a6d0 elementor-widget elementor-widget-text-editor\" data-id=\"8e6a6d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li><span style=\"font-weight: 400; color: #000000;\">If there is a mistake, revise the invoice and generate a new PDF.<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\">Use software that allows you to amend and re-share digitally.<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\">Never send a mobile phone photo of a crumpled invoice.<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e88879f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"e88879f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9014acb elementor-widget elementor-widget-text-editor\" data-id=\"9014acb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #053e84;\"><b>Quick example:<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81982cd e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"81982cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fee5a26 elementor-widget elementor-widget-text-editor\" data-id=\"fee5a26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You scratched out &#8220;Karachi&#8221; and wrote &#8220;Mumbai.&#8221; The insurer rejects it fearing document fraud.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b283e65 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"b283e65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7adc49b elementor-widget elementor-widget-heading\" data-id=\"7adc49b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Before_You_Share_the_Invoice_Final_Checklist\"><\/span>Before You Share the Invoice: Final Checklist\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-606abde e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"606abde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b084754 elementor-widget elementor-widget-text-editor\" data-id=\"b084754\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Before you hit &#8220;Send&#8221; on that email to your broker or insurer, run through this final checklist. This will prevent most <\/span><b>invoice mistakes that delay policy issuance<\/b><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cca3a9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"5cca3a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be5cc76 elementor-widget elementor-widget-text-editor\" data-id=\"be5cc76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Is the Insured Name exactly as per the GST certificate?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Is the GSTIN correct for both buyer and seller (where applicable)?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Is the total invoice value (including taxes) clearly mentioned?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Have you added 10% for future profit to the declared value (if required)?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Is the product description clear and not just a code?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Are the &#8220;Dispatch From&#8221; and &#8220;Destination&#8221; locations mentioned?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Does the invoice date match the dispatch date?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Is the currency clear, and is INR conversion mentioned?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Are there any handwritten corrections on the PDF?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Is the packing type (Pallets\/Cartons) mentioned?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Do you have the vehicle number handy to share?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Is the invoice file named clearly (e.g., Inv_123_Dtd010424.pdf)?<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Introduction You have a consignment ready to move. The truck is booked, and the e-way bill is generated. You share the invoice with your insurance broker to issue the policy quickly. But instead of the policy copy, you get an email: &#8220;Invoice rejected. Please provide corrections.&#8221; This stops everything. A simple typo can halt your operations. In this blog, we will look at the top 10 invoice mistakes that delay policy issuance. These errors are common but completely avoidable. Whether you are a dispatcher, an accountant, or a logistics coordinator, knowing these invoice details for insurance will save you time. Let\u2019s fix these invoice errors so your cargo is covered before it leaves the go down. What Insurers\/Brokers Validate from an Invoice Before we list the mistakes, you must understand what the insurance team checks. When they receive your marine cargo insurance invoice, they are verifying specific data points. If any of these are unclear or wrong, it creates a policy issuance delay. Here is the quick checklist they use: Insured Name: Exactly as per the GST portal or PAN card. Consignor &amp; Consignee Details: Names and locations. Invoice Number &amp; Date: Must match your books. Product Description: HSN code and generic name (not just codes). Invoice Value: The total amount (Freight, Insurance, and Tax included). GSTIN: Must be active and correct. Place of Dispatch &amp; Destination: For transit risks. Incoterms: Who owns the risk during transit? Packing Mode: Is it in cartons, pallets, or loose? Vehicle Number: If already assigned. Top 10 Invoice Mistakes That Delay Policy Issuance Here are the most frequent invoice mistakes that delay policy issuance. We see these every day in our dispatch operations. Read each point carefully and update your invoice template today. Mistake #1: Insured Name Mismatch with GST\/PAN What goes wrong: You purchase the insurance, but the invoice shows the buyer\u2019s name, a trading name, or a misspelled version of your company name. For example, the invoice says &#8220;Shyam Traders,&#8221; but your GST registration says &#8220;Shyam Trading Company.&#8221; Why it delays issuance: Insurers underwrite policies based on the legal entity. If the name on the transit insurance invoice does not match the proposer&#8217;s name, the policy is invalid. The insurer cannot issue the document until the name is corrected. This is a major insured name mismatch issue. Fix \/ What to do: Always use the exact legal name as per your GST registration certificate. Do not use abbreviations unless they are part of the legal name. If the consignment is sold, and the buyer needs coverage, ensure their name is correctly mentioned as the consignee, but the policyholder\u2019s name must be correct. Keep a master data file with correct spellings handy. Quick example: &#8220;M\/s ABC Pvt. Ltd.&#8221; on the invoice, but GST registered as &#8220;ABC Private Limited.&#8221; The system rejects it. Use the GST portal name. Mistake #2: Wrong Invoice Value (Under\/Over Declaration) What goes wrong: You declare an invoice value of \u20b995,000, but the actual sale value is \u20b91,00,000. Or you forget to include non-dutiable items in the total. Why it delays issuance: Marine insurance premiums are calculated on the total invoice value plus freight (if paid by you) and 10% for expected profit. If the wrong invoice value is declared, the premium calculation is wrong. The insurer will ask for a revised invoice or a value declaration form. Fix \/ What to do: Declare the value as per the commercial invoice. Remember the formula: Basic Value + Freight + Insurance + 10% of this total (for cover). If it is a high-value consignment, double-check the addition. Do not undervalue to save a small premium; it leads to claim rejection later. Quick example: Invoice total is \u20b91,10,000, but you write \u20b91,00,000 to get a lower premium. The insurer rejects the risk, delaying the insurance policy issuance. Mistake #3: Missing or Incomplete Product Description What goes wrong: The invoice line item says &#8220;Spare Parts&#8221; or &#8220;Hardware Items.&#8221; It does not specify what those parts are. Sometimes, only HSN codes are mentioned without a description. Why it delays issuance: Insurer\u2019s rate risks based on the product. &#8220;Electronic Chips&#8221; have a different risk (theft\/fire) compared to &#8220;Iron Nuts and Bolts&#8221; (low risk). A vague description like &#8220;General Merchandise&#8221; forces the underwriter to call and ask for details. This causes a policy issuance delay. Fix \/ What to do: Write the generic name of the product. For example, &#8220;Mobile Phone Screen Protectors&#8221; instead of just &#8220;Accessories.&#8221; Mention if the item is hazardous, liquid, or breakable. Include the HSN code, but also write the product name. If multiple items, list the primary item or attach a packing list. Quick example: Invoice says &#8220;Chemicals.&#8221; Instead, write &#8220;Industrial Cleaning Chemicals (Non-Hazardous)&#8221; to speed up marine cargo insurance invoice processing. Mistake #4: Incorrect or Missing GSTIN What goes wrong: The GSTIN on the invoice is typed wrong (e.g., 27AAAAA0001A1Z5 instead of 27AAAAA0001A1Z6). Or the GSTIN is of the buyer, but the seller&#8217;s GSTIN is missing. Why it delays issuance: Insurance policies are often linked to GST compliance. If the GSTIN is wrong, the insurer suspects fraudulent activity. They will not proceed with insurance policy issuance until a valid GSTIN is provided. This is a classic GST invoice mistake. Fix \/ What to do: Use the &#8220;Search Taxpayer&#8221; feature on the GST portal to verify the buyer&#8217;s GSTIN before printing the invoice. Ensure your own GSTIN (if you are the insured) is printed correctly. If the buyer is unregistered, mention &#8220;Unregistered&#8221; clearly. Quick example: You type the buyer&#8217;s GSTIN as &#8220;27ABC&#8221; but the actual number starts with &#8220;29&#8221;. The policy is held until corrected. Mistake #5: Missing Transit Details (From\/To Locations) What goes wrong: The invoice mentions the seller and buyer address, but not the actual &#8220;Place of Dispatch&#8221; and &#8220;Place of Destination.&#8221; For example, the seller is in Delhi, but goods are being shipped from a warehouse in Gurugram. Why it delays issuance: Marine cargo insurance covers the journey from Point A to Point B. If these points<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-10747","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 10 Invoice Mistakes that Delay Policy Issuance - Riskbirbal Insurance Brokers Private Limited<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Invoice Mistakes that Delay Policy Issuance - Riskbirbal Insurance Brokers Private Limited\" \/>\n<meta property=\"og:description\" content=\"Introduction You have a consignment ready to move. The truck is booked, and the e-way bill is generated. You share the invoice with your insurance broker to issue the policy quickly. But instead of the policy copy, you get an email: &#8220;Invoice rejected. Please provide corrections.&#8221; This stops everything. A simple typo can halt your operations. In this blog, we will look at the top 10 invoice mistakes that delay policy issuance. These errors are common but completely avoidable. Whether you are a dispatcher, an accountant, or a logistics coordinator, knowing these invoice details for insurance will save you time. Let\u2019s fix these invoice errors so your cargo is covered before it leaves the go down. What Insurers\/Brokers Validate from an Invoice Before we list the mistakes, you must understand what the insurance team checks. When they receive your marine cargo insurance invoice, they are verifying specific data points. If any of these are unclear or wrong, it creates a policy issuance delay. Here is the quick checklist they use: Insured Name: Exactly as per the GST portal or PAN card. Consignor &amp; Consignee Details: Names and locations. Invoice Number &amp; Date: Must match your books. Product Description: HSN code and generic name (not just codes). Invoice Value: The total amount (Freight, Insurance, and Tax included). GSTIN: Must be active and correct. Place of Dispatch &amp; Destination: For transit risks. Incoterms: Who owns the risk during transit? Packing Mode: Is it in cartons, pallets, or loose? Vehicle Number: If already assigned. Top 10 Invoice Mistakes That Delay Policy Issuance Here are the most frequent invoice mistakes that delay policy issuance. We see these every day in our dispatch operations. Read each point carefully and update your invoice template today. Mistake #1: Insured Name Mismatch with GST\/PAN What goes wrong: You purchase the insurance, but the invoice shows the buyer\u2019s name, a trading name, or a misspelled version of your company name. For example, the invoice says &#8220;Shyam Traders,&#8221; but your GST registration says &#8220;Shyam Trading Company.&#8221; Why it delays issuance: Insurers underwrite policies based on the legal entity. If the name on the transit insurance invoice does not match the proposer&#8217;s name, the policy is invalid. The insurer cannot issue the document until the name is corrected. This is a major insured name mismatch issue. Fix \/ What to do: Always use the exact legal name as per your GST registration certificate. Do not use abbreviations unless they are part of the legal name. If the consignment is sold, and the buyer needs coverage, ensure their name is correctly mentioned as the consignee, but the policyholder\u2019s name must be correct. Keep a master data file with correct spellings handy. Quick example: &#8220;M\/s ABC Pvt. Ltd.&#8221; on the invoice, but GST registered as &#8220;ABC Private Limited.&#8221; The system rejects it. Use the GST portal name. Mistake #2: Wrong Invoice Value (Under\/Over Declaration) What goes wrong: You declare an invoice value of \u20b995,000, but the actual sale value is \u20b91,00,000. Or you forget to include non-dutiable items in the total. Why it delays issuance: Marine insurance premiums are calculated on the total invoice value plus freight (if paid by you) and 10% for expected profit. If the wrong invoice value is declared, the premium calculation is wrong. The insurer will ask for a revised invoice or a value declaration form. Fix \/ What to do: Declare the value as per the commercial invoice. Remember the formula: Basic Value + Freight + Insurance + 10% of this total (for cover). If it is a high-value consignment, double-check the addition. Do not undervalue to save a small premium; it leads to claim rejection later. Quick example: Invoice total is \u20b91,10,000, but you write \u20b91,00,000 to get a lower premium. The insurer rejects the risk, delaying the insurance policy issuance. Mistake #3: Missing or Incomplete Product Description What goes wrong: The invoice line item says &#8220;Spare Parts&#8221; or &#8220;Hardware Items.&#8221; It does not specify what those parts are. Sometimes, only HSN codes are mentioned without a description. Why it delays issuance: Insurer\u2019s rate risks based on the product. &#8220;Electronic Chips&#8221; have a different risk (theft\/fire) compared to &#8220;Iron Nuts and Bolts&#8221; (low risk). A vague description like &#8220;General Merchandise&#8221; forces the underwriter to call and ask for details. This causes a policy issuance delay. Fix \/ What to do: Write the generic name of the product. For example, &#8220;Mobile Phone Screen Protectors&#8221; instead of just &#8220;Accessories.&#8221; Mention if the item is hazardous, liquid, or breakable. Include the HSN code, but also write the product name. If multiple items, list the primary item or attach a packing list. Quick example: Invoice says &#8220;Chemicals.&#8221; Instead, write &#8220;Industrial Cleaning Chemicals (Non-Hazardous)&#8221; to speed up marine cargo insurance invoice processing. Mistake #4: Incorrect or Missing GSTIN What goes wrong: The GSTIN on the invoice is typed wrong (e.g., 27AAAAA0001A1Z5 instead of 27AAAAA0001A1Z6). Or the GSTIN is of the buyer, but the seller&#8217;s GSTIN is missing. Why it delays issuance: Insurance policies are often linked to GST compliance. If the GSTIN is wrong, the insurer suspects fraudulent activity. They will not proceed with insurance policy issuance until a valid GSTIN is provided. This is a classic GST invoice mistake. Fix \/ What to do: Use the &#8220;Search Taxpayer&#8221; feature on the GST portal to verify the buyer&#8217;s GSTIN before printing the invoice. Ensure your own GSTIN (if you are the insured) is printed correctly. If the buyer is unregistered, mention &#8220;Unregistered&#8221; clearly. Quick example: You type the buyer&#8217;s GSTIN as &#8220;27ABC&#8221; but the actual number starts with &#8220;29&#8221;. The policy is held until corrected. Mistake #5: Missing Transit Details (From\/To Locations) What goes wrong: The invoice mentions the seller and buyer address, but not the actual &#8220;Place of Dispatch&#8221; and &#8220;Place of Destination.&#8221; For example, the seller is in Delhi, but goods are being shipped from a warehouse in Gurugram. Why it delays issuance: Marine cargo insurance covers the journey from Point A to Point B. If these points\" \/>\n<meta property=\"og:url\" content=\"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/\" \/>\n<meta property=\"og:site_name\" content=\"Riskbirbal Insurance Brokers Private Limited\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/riskbirbal\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-09T07:05:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-13T08:13:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/riskbirbal.com\/blogs\/wp-content\/uploads\/2026\/03\/top-10-invoice-mistake.jpg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RiskBirbal\" \/>\n<meta name=\"twitter:site\" content=\"@RiskBirbal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/top-10-invoice-mistakes-that-delay-policy-issuance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/top-10-invoice-mistakes-that-delay-policy-issuance\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/#\\\/schema\\\/person\\\/eca5ab5640e8a4288f39f833c46c73c5\"},\"headline\":\"Top 10 Invoice Mistakes that Delay Policy Issuance\",\"datePublished\":\"2026-03-09T07:05:49+00:00\",\"dateModified\":\"2026-07-13T08:13:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/top-10-invoice-mistakes-that-delay-policy-issuance\\\/\"},\"wordCount\":1971,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/top-10-invoice-mistakes-that-delay-policy-issuance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/top-10-invoice-mistake.jpg\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/top-10-invoice-mistakes-that-delay-policy-issuance\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/top-10-invoice-mistakes-that-delay-policy-issuance\\\/\",\"url\":\"https:\\\/\\\/riskbirbal.com\\\/blogs\\\/top-10-invoice-mistakes-that-delay-policy-issuance\\\/\",\"name\":\"Top 10 Invoice Mistakes that Delay Policy Issuance - 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The truck is booked, and the e-way bill is generated. You share the invoice with your insurance broker to issue the policy quickly. But instead of the policy copy, you get an email: &#8220;Invoice rejected. Please provide corrections.&#8221; This stops everything. A simple typo can halt your operations. In this blog, we will look at the top 10 invoice mistakes that delay policy issuance. These errors are common but completely avoidable. Whether you are a dispatcher, an accountant, or a logistics coordinator, knowing these invoice details for insurance will save you time. Let\u2019s fix these invoice errors so your cargo is covered before it leaves the go down. What Insurers\/Brokers Validate from an Invoice Before we list the mistakes, you must understand what the insurance team checks. When they receive your marine cargo insurance invoice, they are verifying specific data points. If any of these are unclear or wrong, it creates a policy issuance delay. Here is the quick checklist they use: Insured Name: Exactly as per the GST portal or PAN card. Consignor &amp; Consignee Details: Names and locations. Invoice Number &amp; Date: Must match your books. Product Description: HSN code and generic name (not just codes). Invoice Value: The total amount (Freight, Insurance, and Tax included). GSTIN: Must be active and correct. Place of Dispatch &amp; Destination: For transit risks. Incoterms: Who owns the risk during transit? Packing Mode: Is it in cartons, pallets, or loose? Vehicle Number: If already assigned. Top 10 Invoice Mistakes That Delay Policy Issuance Here are the most frequent invoice mistakes that delay policy issuance. We see these every day in our dispatch operations. Read each point carefully and update your invoice template today. Mistake #1: Insured Name Mismatch with GST\/PAN What goes wrong: You purchase the insurance, but the invoice shows the buyer\u2019s name, a trading name, or a misspelled version of your company name. For example, the invoice says &#8220;Shyam Traders,&#8221; but your GST registration says &#8220;Shyam Trading Company.&#8221; Why it delays issuance: Insurers underwrite policies based on the legal entity. If the name on the transit insurance invoice does not match the proposer&#8217;s name, the policy is invalid. The insurer cannot issue the document until the name is corrected. This is a major insured name mismatch issue. Fix \/ What to do: Always use the exact legal name as per your GST registration certificate. Do not use abbreviations unless they are part of the legal name. If the consignment is sold, and the buyer needs coverage, ensure their name is correctly mentioned as the consignee, but the policyholder\u2019s name must be correct. Keep a master data file with correct spellings handy. Quick example: &#8220;M\/s ABC Pvt. Ltd.&#8221; on the invoice, but GST registered as &#8220;ABC Private Limited.&#8221; The system rejects it. Use the GST portal name. Mistake #2: Wrong Invoice Value (Under\/Over Declaration) What goes wrong: You declare an invoice value of \u20b995,000, but the actual sale value is \u20b91,00,000. Or you forget to include non-dutiable items in the total. Why it delays issuance: Marine insurance premiums are calculated on the total invoice value plus freight (if paid by you) and 10% for expected profit. If the wrong invoice value is declared, the premium calculation is wrong. The insurer will ask for a revised invoice or a value declaration form. Fix \/ What to do: Declare the value as per the commercial invoice. Remember the formula: Basic Value + Freight + Insurance + 10% of this total (for cover). If it is a high-value consignment, double-check the addition. Do not undervalue to save a small premium; it leads to claim rejection later. Quick example: Invoice total is \u20b91,10,000, but you write \u20b91,00,000 to get a lower premium. The insurer rejects the risk, delaying the insurance policy issuance. Mistake #3: Missing or Incomplete Product Description What goes wrong: The invoice line item says &#8220;Spare Parts&#8221; or &#8220;Hardware Items.&#8221; It does not specify what those parts are. Sometimes, only HSN codes are mentioned without a description. Why it delays issuance: Insurer\u2019s rate risks based on the product. &#8220;Electronic Chips&#8221; have a different risk (theft\/fire) compared to &#8220;Iron Nuts and Bolts&#8221; (low risk). A vague description like &#8220;General Merchandise&#8221; forces the underwriter to call and ask for details. This causes a policy issuance delay. Fix \/ What to do: Write the generic name of the product. For example, &#8220;Mobile Phone Screen Protectors&#8221; instead of just &#8220;Accessories.&#8221; Mention if the item is hazardous, liquid, or breakable. Include the HSN code, but also write the product name. If multiple items, list the primary item or attach a packing list. Quick example: Invoice says &#8220;Chemicals.&#8221; Instead, write &#8220;Industrial Cleaning Chemicals (Non-Hazardous)&#8221; to speed up marine cargo insurance invoice processing. Mistake #4: Incorrect or Missing GSTIN What goes wrong: The GSTIN on the invoice is typed wrong (e.g., 27AAAAA0001A1Z5 instead of 27AAAAA0001A1Z6). Or the GSTIN is of the buyer, but the seller&#8217;s GSTIN is missing. Why it delays issuance: Insurance policies are often linked to GST compliance. If the GSTIN is wrong, the insurer suspects fraudulent activity. They will not proceed with insurance policy issuance until a valid GSTIN is provided. This is a classic GST invoice mistake. Fix \/ What to do: Use the &#8220;Search Taxpayer&#8221; feature on the GST portal to verify the buyer&#8217;s GSTIN before printing the invoice. Ensure your own GSTIN (if you are the insured) is printed correctly. If the buyer is unregistered, mention &#8220;Unregistered&#8221; clearly. Quick example: You type the buyer&#8217;s GSTIN as &#8220;27ABC&#8221; but the actual number starts with &#8220;29&#8221;. The policy is held until corrected. Mistake #5: Missing Transit Details (From\/To Locations) What goes wrong: The invoice mentions the seller and buyer address, but not the actual &#8220;Place of Dispatch&#8221; and &#8220;Place of Destination.&#8221; For example, the seller is in Delhi, but goods are being shipped from a warehouse in Gurugram. Why it delays issuance: Marine cargo insurance covers the journey from Point A to Point B. If these points","og_url":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/","og_site_name":"Riskbirbal Insurance Brokers Private Limited","article_publisher":"https:\/\/www.facebook.com\/riskbirbal\/","article_published_time":"2026-03-09T07:05:49+00:00","article_modified_time":"2026-07-13T08:13:47+00:00","og_image":[{"url":"https:\/\/riskbirbal.com\/blogs\/wp-content\/uploads\/2026\/03\/top-10-invoice-mistake.jpg","type":"","width":"","height":""}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@RiskBirbal","twitter_site":"@RiskBirbal","twitter_misc":{"Written by":"admin","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#article","isPartOf":{"@id":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/"},"author":{"name":"admin","@id":"https:\/\/riskbirbal.com\/blogs\/#\/schema\/person\/eca5ab5640e8a4288f39f833c46c73c5"},"headline":"Top 10 Invoice Mistakes that Delay Policy Issuance","datePublished":"2026-03-09T07:05:49+00:00","dateModified":"2026-07-13T08:13:47+00:00","mainEntityOfPage":{"@id":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/"},"wordCount":1971,"commentCount":0,"publisher":{"@id":"https:\/\/riskbirbal.com\/blogs\/#organization"},"image":{"@id":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#primaryimage"},"thumbnailUrl":"https:\/\/riskbirbal.com\/blogs\/wp-content\/uploads\/2026\/03\/top-10-invoice-mistake.jpg","inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/","url":"https:\/\/riskbirbal.com\/blogs\/top-10-invoice-mistakes-that-delay-policy-issuance\/","name":"Top 10 Invoice Mistakes that Delay Policy Issuance - 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The truck is booked, and the e-way bill is generated. You share the invoice with your insurance broker to issue the policy quickly. But instead of the policy copy, you get an email: &#8220;Invoice rejected. Please provide corrections.&#8221; This stops everything. A simple typo can halt your&hellip;","_links":{"self":[{"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/posts\/10747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/comments?post=10747"}],"version-history":[{"count":10,"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/posts\/10747\/revisions"}],"predecessor-version":[{"id":10837,"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/posts\/10747\/revisions\/10837"}],"wp:attachment":[{"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/media?parent=10747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/categories?post=10747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskbirbal.com\/blogs\/wp-json\/wp\/v2\/tags?post=10747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}