PSU Civil Project Insurance Made Fast, Accurate, and Claim-Ready

Coverage structuring + documentation + claim support + dedicated portal

Built for contractors handling multi-project PSU timelines, compliance formats, and surveyor-led claim processes.

PSU Project Expertise

Specialized knowledge of PSU tender-driven timelines and compliance expectations.

Dedicated Claims & Surveyor Coordination

Proactive claim readiness and surveyor meeting coordination.

Documentation-Led Process

Structured documentation system for faster approvals and claim settlements.

Request PSU Project Quotation
OR
Get quotation + coverage structuring by sharing Letter of Award / Bill of Quantities

If You Work on PSU Projects, You Already Know the Pain

You're not struggling because your project is small or your team is weak. You're struggling because PSU insurance execution is operationally heavy—and most brokers treat it like a one-time sale.

Repetitive Quotation Cycles
Same repetitive quotation cycle for each tender (new insurer, new format, new queries, same delays).
Coverage Wording Inconsistency
Coverage wording inconsistency across projects → confusion at claim stage.
Wrong Add-on Selection
Add-on covers selected wrongly (or ignored) → later rejected / restricted when it matters.
Unmanaged Surveyor Interaction
Surveyor interaction is unmanaged → contractor is left to "figure it out" during pressure situations.
Weak Documentation Support
Weak documentation support → delays, deductions, disputes, and approval escalations.
Multiple Project Chaos
Multiple projects = multiple policies → extensions, endorsements, and certificate requests become chaotic.
No Single Dashboard
No single dashboard to manage: policies, extensions, endorsements, claims, certificates, document trails.
PSU Compliance Pressure
PSU compliance pressure (formats, deadlines, internal approvals, audit trails).

The Biggest Anxiety

"If something happens, who will actually drive this claim?" This page exists to solve exactly that.

Why These Problems Happen

These issues repeat because the market typically works like this:

PSU Project Problems

Root Cause Snapshot

Insurance Sold as Transaction

Insurance is sold as a transaction, not built as a project risk file.

Loose Project Inputs

Project inputs captured loosely: LOA, BOQ, site exposure, surrounding property risk.

No Exposure Mapping

Add-ons pushed or skipped without exposure mapping → fail under claim scrutiny.

No Structured System

Claims depend on documentation discipline—but contractors aren't given a structured system.

No Servicing Framework

After issuance, no servicing framework for extensions, endorsements, certificates, claim readiness.

Result

The contractor pays premium—then carries the operational burden alone.

RiskBirbal Promise

RiskBirbal's Promise

What Changes When You Work With Us

We run PSU project insurance as a structured servicing program—built for claim readiness.

01

Correct Coverage Structuring

PSU civil projects (site-specific + contract-aligned).

02

Faster Multi-Insurer Quotes

Competitive quotations with clean comparisons.

03

Step-by-Step Documentation

Guidance on inputs, formats, timelines, approvals.

04

Surveyor Meeting Coordination

Incident handling assistance and coordination.

05

Claim Support for Outcomes

Designed for outcomes, not just intimation forwarding.

06

Dedicated Portal

Manage policies + claims across multiple projects.

PSU Contractor Support Stack

Comprehensive service grid designed for PSU project contractors

Pre-Quote & Structuring

Project Coverage Structuring

Support for site-specific and contract-aligned coverage.

Add-on Cover Selection

Mapped to actual exposures and insurer acceptance logic.

RFQ Preparation Support

LOA/BOQ + contract requirements mapping.

Quotation & Issuance

Quotation Comparison

Multi-insurer competitive quotes with negotiation support.

Policy Issuance Coordination

End-to-end policy issuance support.

PSU Certificate Alignment

Wording and certificate alignment as per PSU requirements.

Dedicated Contractor Portal

Finally, a system to manage it all

Most contractors don't fail on execution—they fail on visibility and control across projects.

Our dedicated contractor portal gives you:

1

Single Dashboard

All projects and policies in one unified view.

2

Project-wise Repository

Policy mapping and document storage by project.

3

Track Extensions & Endorsements

Monitor renewals, extensions, and policy changes.

4

Claims Tracking

Initiate, track, and upload documents for claims.

5

Downloadable Templates

SOPs and templates for incident management.

6

Service Request Tickets

Full audit trail for all service requests.

Built for Multi-Project Contractors

This portal is built specifically for multi-project contractors—not single-policy customers. Eco System Working.

Claims Support That Feels Like a Team, Not a Helpline

When an incident happens, timing and documentation decide claim outcomes. So we run a structured claim workflow:

Claims Support

SOP-Style Claims Experience

Step 1 — Immediate Actions

Secure site, prevent further loss, preserve evidence. Immediate incident intimation workflow initiation.

Step 2 — Claim Admissibility

Correct incident narration structure. Alignment with policy conditions + contract requirements.

Step 3 — Surveyor Coordination

Surveyor meeting scheduling + coordination. Site visit readiness checklist and guidance.

Step 4 — Documentation Build

Claim file packaging: invoices, BOQ mapping, stock proofs, measurement records, site records.

Step 5 — Claim Computation

Loss computation support with project context + scope mapping. Presentation assistance.

Step 6 — Follow-ups & Coordination

Structured follow-up cadence. Escalation mapping. Portal-based tracking.

Availability

24×7 assistance during claim-critical phases (incident → surveyor → documentation → submission).

PSU Expertise

PSU Project Expertise

Authority + Trust Block

Understanding PSU Realities

01

Tender-Driven Timelines

Understanding PSU tender-driven timelines and compliance expectations.

02

Multi-Project Methodology

Multi-project contractor handling methodology (centralized visibility).

03

Complex Site Experience

Experience with complex sites, surrounding property exposure, and time overruns.

04

Documentation-First Approach

Claim readiness discipline aligned to PSU environments (documentation-first approach).

Key Insight

PSU projects don't run like private projects. They run on tender timelines, approvals, audits, and documentation formats.

Engineering Insurance Coverage Spectrum

RiskBirbal arranges and manages the full engineering insurance spectrum, including:

Contractors All Risks Insurance

Comprehensive cover for contractors during construction period.

Erection All Risks Insurance

Coverage for erection, testing, and commissioning of machinery.

Contractors Plant & Machinery

Insurance for contractor's plant and machinery at site.

Workmen's Compensation

Statutory coverage for workmen employed at project site.

Boiler & Pressure Plant

Cover for boilers and pressure plant equipment.

Electronic Equipment

Insurance for electronic equipment and computers.

Machinery Breakdown

Cover for sudden and unforeseen mechanical/electrical breakdown.

Surety Bond & Performance Guarantee

Financial guarantees for contract performance.

Specialized Covers

Also available: Solar Panel Warranty & Performance Covers, Deterioration of Stocks Insurance, Civil Engineering Completed Risks Insurance.

Large Projects vs Mid/Small Projects

Service Model Segmentation Based on Project Size

For Large Engineering & Infrastructure Projects

Proactive onboarding + structured project insurance management. Dedicated servicing cadence (extensions, endorsements, certificates). Higher-touch claim readiness support. Structured risk and documentation framework.

For Mid & Small Projects

Rapid response model. WhatsApp-first quotation + issuance. Full support through portal + SOP templates. Claims and documentation assistance as required.

WhatsApp-First Onboarding

Fast Start Section

Start in Minutes

Share LOA / BOQ + basic project details → Get quotation + exposure-based coverage guidance → Policy issuance coordination → Move full management into the portal post-issuance.

Request Formal Quotation

Structured RFQ + coverage map within the same workflow.

The RiskBirbal Ecosystem Advantage

"Start with project insurance, unlock future readiness." When you work with RiskBirbal, you don't just buy a policy—you build a repeatable insurance + servicing system that scales as your projects scale.

Single Relationship

For multiple insurance needs across all projects.

Portfolio Visibility

As the contractor grows across projects and years.

Continuity Across Processes

Renewals, extensions, endorsements, claims, certificates.

Eco System Working: Access to servicing tools and standardized workflows designed for operational control.

PSU Contractor FAQs

Addressing common questions and objections from PSU contractors

1

What inputs are required for quotation?

LOA / BOQ, project location, timelines, scope summary, contract conditions (if available), and existing insurance details (if renewal).

2

How do you ensure correct add-on covers?

We map add-ons to actual exposures (site, contract obligations, surrounding property, escalation, testing, maintenance, subcontractor exposure) and align with insurer acceptance logic before finalization.

3

How do extensions and time overruns get handled?

We run a structured extension workflow: project status capture, revised timelines, endorsement documentation, insurer coordination, and updated certificates—tracked inside the portal.

4

How do claims get managed and tracked?

Claims are initiated and tracked through a structured SOP workflow—incident actions, surveyor coordination, document packaging, computation support, and insurer follow-ups—visible through portal status.

5

Can we manage multiple projects centrally?

Yes. The portal is built specifically for multi-project contractors with project-wise mapping, document trails, and centralized servicing visibility.

6

What is the support model for large vs small projects?

Large projects get higher-touch servicing cadence and deeper claim readiness discipline; mid/small projects get rapid WhatsApp onboarding plus portal-driven management and SOP support.

Ready to Transform Your PSU Project Insurance Experience?

Close Statement

PSU civil project insurance needs more than premium quotes—it needs claim-ready structuring, documentation discipline, and a system to manage everything across projects. That's exactly what RiskBirbal delivers.

Request PSU Project Quotation

Get structured RFQ + coverage mapping.

Start on WhatsApp

Share LOA / BOQ for immediate assistance.

Compliance Note (Short): RiskBirbal provides insurance broking, servicing assistance, and claim coordination as per applicable insurer processes and policy terms. Coverage, acceptance, and claim outcomes depend on insurer underwriting, policy conditions, and submitted documentation.