Professional Indemnity Policy for Doctors

Doctors and medical practitioners:

this policy covers medical practitioners such as physicians, surgeons, cardiologists, oncologists, gastroenterologists, gynaecologists, neurologists, and pathologists.

Medical establishments:

this policy covers the legal liability dropped on the laps of medical establishments such as hospitals and nursing homes because of errors and/or omissions committed by any medical practitioner engaged by the medical company. The amount medical practitioners and medical establishments can be sued for negligence, malpractice, or errors. can be exorbitant. Thus, medical practitioners need a special insurance to protect themselves financially and legally when they are sued.

Even if doctors and medical professionals are covered under their medical establishment’s Professional Indemnity Insurance, it is suggested that they have their own individual policy also. This is because, in some cases, the medical company. may refuse to take responsibility for the negligence and assert that there was no discrepancy in the services of the hospital. There’s another example: an individual may be practicing in two or more establishments and the policy covers only a specific named facility. Third example: the claim might be higher than the limit of liability chosen by the hospital.

Design professionals:

this policy is designed to address the needs & risks of design professionals such as Architects, Interior Designers, Building Designers, Landscape Designers, Surveyors, and Consulting Engineers. It covers the legal costs and expenditure incurred in the defence & damages if a design professional is alleged to have provided incomplete advice, services or designs that leads to loss for the clients. This policy intends to protect design professionals from the legal costs when a customer is not satisfied with their job, a project is delayed, or other problems crop up.

Lawyers, Advocates, Counselors, and Solicitors:

This policy covers the legal liability falling professionals such as lawyers, Advocates, Counselors, and Solicitors because of errors & omissions committed by them while providing service to their clients. The policy covers only the civil liability claims but not any liability that arises from any criminal act or act committed in violation of any law.

Financial Accountants, Chartered Accountants, and Management Consultants:

all the professionals are prone to some or other form of risk, including the professionals that are devoted to shrinking the financial risks of a company. This policy covers the legal liability imposed on professionals such as Chartered Accountants, Financial Accountants, and Management Consultants because of errors & omissions committed by them while providing services to their clients.