Meet the game-changer
Digit Group Out Patient Care Insurance Policy
Everyday healthcare, made easier
Cashless & Digital
App-based access to everyday OPD care.
Doctor Consultations
Access medical advice for routine and preventive care.
Diagnostics & Check-ups
Blood tests, scans and regular health check-ups.
Separate OPD Wallet
OPD spends use the OPD sum insured, not the GMC sum insured.
No hospital admission required
Not admitted? Still covered!
What is OPD?
OPD stands for Outpatient Department - the first stop for medical consultation, minor treatments and many more such services which do not require hospital admission.
Here's why it's the core of everyday healthcare:
Great for early diagnosis which helps prevent bigger health issues later
Offers immunizations, screenings, and follow-ups
Not just another policy
It's a healthcare power move!
Let's break it down
It's Fully Digital & Cashless:
- App-based access to consultations, diagnostics, and checkups.
- Access to a large and growing network of healthcare facilities.
It's Separate from GMC Policy:
- Keeps the GMC sum insured safe for bigger claims.
- No impact on GMC IPD renewal premiums or IPD Sum Insured.
- Can be purchased on standalone basis.
It's Cost-Effective:
- OPD claims are smaller, but frequent – and now fully covered.
- Low premium, high utility.
- More affordable than traditional GMC Policies.
Trusted Partners Onboard:
- Balloon Healthcare
- Visit Health
- Connect & Heal
- Alyve Health
Partners who deliver reliable care!
Personalized Assistance:
- Dedicated support team to ensure a smooth and satisfying healthcare experience, including smooth onboarding and servicing.
GMC Policy protects the big stuff. Digit's Group OPD Policy covers everything else!
Why wait to fall sick?
Stay one step ahead
Prevent. Protect. Power Up – With Digit's Group OPD Policy!
Here's what's included
Regular Health Check-ups:
Early diagnosis = Early action = Better outcomes
Diagnostic Tests:
Blood tests, imaging, and scans – all covered
Doctor Consultations:
Expert advice on lifestyle changes, nutrition, vaccinations, preventive strategies & more
It is said that Prevention is better than Cure. With Digit's Group OPD, it is now covered!
OPD vs IPD - Know the difference!
OPD and IPD serve different purposes – together, they complete the healthcare story.
| Aspect | OPD (Outpatient Department) | IPD (Inpatient Department) |
|---|---|---|
| What it means? | Routine care without hospital stay | Treatment that needs hospitalization |
| Duration Hospitalisation | No Hospitalization | Mandatory stay for 24 hours or more (excluding day care) |
| Coverage Examples | Doctor visits, Check-ups, Blood tests, Follow-ups, Vaccinations, Vision, Dental | Surgeries, ICU, Operation, Serious illness treatment, Day Care |
| Insurance Perspective | Standard end-to-end OPD coverage | Standard as per GMC/health plan |
| Impact on Insurance | Uses OPD Sum Insured Wallet | Uses GMC Sum Insured |
| Cost Pattern | Frequent, Low-cost, Recurring expenses | High-cost, Episodic, Readmissions |
| Follow-Up Care | Often requires follow-up appointments for monitoring or adjustments in treatment | Continues during the hospital stay and may involve post-discharge follow-up care |
In short, IPD is the safety net and OPD is the daily shield.
Bring everyday healthcare into one OPD cover
Digit Group Out Patient Care Insurance Policy
Digit Group Out Patient Care Insurance Policy • UIN: GODHLGP24103V012324. Content and partner details are organized from the supplied Digit Group OPD presentation. The presentation's final "Thank You" slide is intentionally not included as a webpage section.