Corporate Risk Advisory

Event Insurance for Businesses & Organizers

Protect your event investments, attendees, and reputation with clarity.

Unforeseen disruptions—whether caused by extreme weather, supplier failure, political unrest, or accidents—can turn a meticulously planned event into a significant financial and reputational liability. A structured event insurance plan protects not just your budget but also your contractual obligations, equipment, and public liability exposure.

Advisory Expertise

Transparent, structured assessment of event scale, liabilities, and contractual risks.

Accurate Multi-Insurer Quotes

RBIQ prepares compliant RFQs for faster insurer responses.

Claims Support & Servicing

Dedicated guidance during claims with audit-friendly documentation.

Get Event Insurance options for your Corporate Event
By clicking Continue, you agree to receive advisory communication from RiskBirbal. This is an educational interaction and does not guarantee policy issuance or claim approval.

Why Event Insurance Matters for Your Business

Event-related disruptions—whether caused by extreme weather, supplier failure, key speaker absence, political unrest, or accidents—can escalate rapidly. Even a single incident can lead to financial loss, contractual penalties, reputational damage, and legal liabilities. Event Insurance creates a financial safety barrier that keeps your organization stable during such unforeseen events.

RISK 01
Event Cancellation & Postponement
Non-refundable deposits, vendor payments, and lost revenue due to event cancellation or postponement.
RISK 02
Public & Third-Party Liability
Bodily injury or property damage to attendees, venue owners, or the public leading to significant legal claims.
RISK 03
Contractual Compliance & Venue Requirements
Venues, local authorities, and enterprise clients often mandate Event Insurance before granting permissions.
RISK 04
Financial Loss & Reputational Damage
Financial strain from unexpected costs and long-term reputational harm due to a poorly managed incident.

Benefits

Protect Financial Investment

Safeguards non-recoverable expenses and revenue loss from cancellation or postponement.

Manage Liability Exposure

Covers legal liabilities arising from injuries or property damage to third parties.

Strengthen Contractual Compliance

Supports venue contracts, vendor agreements, and regulatory permit requirements.

Improve Risk Planning

Enables structured contingency planning and prevents sudden cash flow disruptions.

This information is for educational purposes only. Coverage terms vary based on insurer, policy wording, and underwriting assessment.

What is Event Insurance?

Event Insurance is a specialized commercial insurance policy designed to protect organizers against financial losses arising from cancellation, postponement, liability claims, property damage, and other unforeseen incidents related to an event. It ensures your business does not suffer a major financial setback due to unexpected disruptions.

Cancellation & Postponement

Covers non-recoverable expenses and revenue loss if the event is cancelled or postponed due to insured perils.

Public Liability

Protects against legal liabilities for bodily injury or property damage to third parties (attendees, public, venue).

Property & Equipment

Provides financial protection for damage or loss to hired or owned equipment, staging, and decorations.

Customisable Add-Ons

Additional optional covers can extend protection depending on event needs (explained later in Add-On Covers section).

What It Does Not Do (Boundary Clarity)

  • Event Insurance does not cover every scenario; it applies only to specified perils listed in the policy.
  • It does not automatically include terrorism or pandemic-related cancellation unless added as a specific extension.
  • It does not replace poor planning or contractual risks known before the policy inception.

In One Line

Event Insurance protects event organizers against financial losses from cancellation, liability, and property damage.

This explanation is for educational purposes only. Actual coverage specifics depend on insurer wording, policy terms, endorsements, and underwriting assessment.

RiskBirbal's Insight: What Usually Goes Wrong in Event Insurance

Businesses often assume Event Insurance is straightforward, but in practice, many claims become complicated due to preventable issues. The challenges usually come from incorrect declarations, misunderstood coverage triggers, or contractual practices that do not align with insurer requirements. RiskBirbal identifies and addresses these blind spots early, so your event remains protected throughout the policy lifecycle.

1

Inadequate Sum Insured for Cancellation

Many organizers underestimate non-recoverable expenses. During a claim, this leads to insufficient payout and uncovered losses.

2

Contractual Liability Gaps

Vendor contracts and venue agreements often impose liabilities that a standard policy may not automatically cover.

3

Late Policy Purchase

Purchasing insurance after a known risk emerges (e.g., adverse weather forecast) can lead to coverage denial.

4

Non-Compliance with Policy Conditions

Policies contain mandatory conditions related to safety, security, and licensing. Non-compliance can weaken claim positions.

How RiskBirbal Prevents These Issues

Structured Expense Validation

We verify sums insured using vendor contracts, budgets, and industry benchmarks to avoid underinsurance.

Contract Review & Alignment

Our team reviews vendor and venue agreements to ensure insurance aligns with contractual liabilities.

Timely Placement Advisory

We advise on the optimal time to purchase coverage to avoid issues with known circumstances.

Condition & Warranty Guidance

We identify all policy conditions and advise on the operational steps required to comply with them proactively.

RiskBirbal Signature Approach

Our hybrid “Tech + Human” model ensures:

RBIQ Data Consistency

RBIQ checks data consistency before sending RFQs.

Underwriting Intelligence

Internal underwriting intelligence flags potential problem areas.

Claims Framework

Claims framework ensures correct documentation is captured early.

Preventive Advisory

Preventive advisory reduces disputes before they occur.

This section is advisory in nature. Actual coverage and claim outcomes depend on insurer policy wording, event conditions, and compliance with warranties.

What Does Event Insurance Cover?

Event Insurance provides financial protection to your business by covering losses arising from cancellation, liability, property damage, and other specified perils. While exact coverage varies by insurer and policy wording, most commercial Event Insurance policies follow a structured framework that protects key financial outlays, legal exposures, and physical assets.

Illustration showing key components of event insurance coverage: cancellation, liability, property, and equipment.

Coverage Structures

Cancellation & Abandonment

Covers non-recoverable expenses and lost revenue if the event is cancelled or postponed due to insured perils like extreme weather, key speaker absence, or venue unavailability.

Public Liability

Protects against legal liability for bodily injury or property damage suffered by attendees, venue staff, or the general public during the event.

Property Damage & Equipment

Provides protection for damage or loss to hired or owned equipment, staging, audio-visual gear, decorations, and temporary structures.

Contractual Liability

Covers liabilities you have assumed under contract with venues, vendors, or performers, subject to policy terms.

Non-Appearance & Adverse Weather

Protects against financial loss due to the non-appearance of key individuals (speakers, performers) or adverse weather conditions impacting attendance.

Accidental Damage & Third-Party Perils

Typically includes fire, lightning, explosion, riot, strike, malicious damage, storm, flood, and other listed perils affecting the event.

Extended Protection (Add-Ons)

  • Terrorism coverage extension
  • Epidemic/Pandemic cancellation (where applicable)
  • Food poisoning & liquor liability
  • Entertainment & musical instrument cover
  • Hired-in equipment & satellite link failure
  • Participants' accident cover
  • Ticket protection & refunds

Boundary Clarity

Coverage applies only to perils listed in the policy.

Known circumstances existing before policy purchase are excluded.

Some perils (e.g., terrorism, pandemic) may require explicit inclusion.

Insurer-specific wording governs actual claim eligibility.

This coverage summary is for educational purposes only. Actual coverage depends on insurer terms, conditions, and underwriting assessment. Always refer to the specific policy wording for complete details.
Visual showing common exclusions in event insurance like intentional acts, war, pre-existing conditions.

What Event Insurance Does Not Cover (Important Exclusions)

Event Insurance provides protection against several unforeseen events, but like all commercial insurance products, it also contains exclusions—specific situations or causes of loss that are not covered. Understanding these exclusions is essential for accurate expectation setting and for ensuring that your event follows the right planning practices.

Willful Negligence or Intentional Acts

Losses caused deliberately or due to intentional misconduct are not covered.

War, Invasion, or Nuclear Risks

Any damage arising from war, invasion, hostilities, nuclear reactions, radiation, or contamination is excluded.

Pre-Existing Known Circumstances

Cancellation due to a circumstance known to the organizer before policy inception is excluded.

Financial Insolvency of Parties

Losses due to the financial failure or insolvency of a vendor, venue, or performer are typically excluded.

Government Regulation Changes (Unless Specified)

Last-minute changes in laws or regulations prohibiting the event may be excluded unless added as a cover.

Unauthorized or Illegal Activities

Events involving illegal activities or lacking necessary permits and licenses may have claims affected.

Grey Areas (Common Dispute Zones)

These areas often lead to disagreements during claims due to unclear documentation or planning gaps.

1

Definition of 'Adverse Weather'

Policy wording may specify thresholds (e.g., rainfall in mm, wind speed). Disputes arise over whether weather was truly 'adverse'.

2

Non-Appearance of Key Persons

Claims may be questioned if the reason for non-appearance is not clearly medical or beyond control.

3

Insufficient Security & Safety Measures

Failure to implement reasonable safety and security as per policy conditions can impact liability claims.

4

Incomplete Vendor Contracts

Lack of proper contracts with vendors can lead to disputes over recoverable expenses during cancellation.

RiskBirbal Advisory Value

RiskBirbal proactively identifies exclusions and grey areas during the planning stage to protect clients from future disputes. Our ecosystem ensures:

Clear definitions are understood and documented

Policy conditions are explained clearly

Data inconsistencies are flagged via RBIQ

Vendor and venue contract reviews reduce coverage surprises

Boundary Clarity

These exclusions are standard industry practices.

Final applicability depends on insurer policy wording.

Add-ons may override certain exclusions if purchased.

This exclusion summary is for educational purposes only. Actual exclusions depend on insurer terms, policy wording, and underwriting requirements. Always refer to the insurer-issued document for full exclusions.

Enhance Your Protection With Add-On Covers

Event Insurance can be strengthened using optional add-ons that address specific event risks, contractual requirements, and exposure patterns. These add-ons ensure that your coverage aligns with real-world event needs, not just basic policy requirements.

Visual representation of enhancing event insurance with add-on covers like terrorism, non-appearance, and equipment.

Cancellation & Financial Risk Add-Ons

Terrorism Cover

Extends cancellation and liability coverage to include acts of terrorism, which is often excluded from standard policies.

Epidemic/Pandemic Cancellation

Covers losses due to cancellation or restriction imposed by a government authority because of a declared epidemic or pandemic.

Liability & Participant Risk Add-Ons

Food Poisoning & Liquor Liability

Extends public liability to cover claims arising from food-borne illnesses or incidents related to serving alcohol.

Participants' Accident Cover

Provides medical expenses cover for accidental injury to participants during the event (e.g., sports, adventure activities).

Employees & Volunteers Liability

Covers legal liabilities towards your event staff and volunteers, beyond standard workmen's compensation.

Property & Equipment Add-Ons

Hired-in Equipment & Satellite Link

Covers breakdown or failure of specialized hired equipment, including satellite links for broadcasting.

Entertainment & Musical Instruments

Specific cover for damage or theft of high-value musical instruments, costumes, and entertainment equipment.

Fine Art & Exhibits

Covers artworks, sculptures, or exhibits on display during the event against accidental damage or theft.

Ticket Protection & Refund Liability

Covers the cost of refunding tickets if the event is cancelled, including associated administrative costs.

Contractual & Legal Add-Ons

Legal Expenses Cover

Covers legal costs incurred in defending a liability claim or pursuing a contractual dispute related to the event.

Financial Loss Due to Reduced Attendance

Covers loss of revenue if attendance is significantly lower than expected due to an insured peril (e.g., transport strike).

Travel & Accommodation of Key Persons

Covers costs associated with rearranging travel and accommodation for key persons if the event is postponed.

When Do These Add-Ons Matter? (Advisory Guidance)

This block should educate businesses using simple, scenario-driven examples:

If your event is in a high-profile location → Terrorism cover is essential.

If you are serving food and alcohol → Food poisoning & liquor liability is critical.

If your event is outdoors and seasonal → Adverse weather and reduced attendance cover helps.

If you have expensive performances → Entertainment & musical instrument cover is important.

If you rely on volunteers or staff → Employees & volunteers liability ensures better protection.

RiskBirbal Advisory Value

  • Event Type & Scale
  • Venue & Location Risk
  • Expected Attendance
  • Contractual Obligations
  • Equipment & Assets Used
  • Regulatory & Permit Requirements
  • Past Claims & Industry Trends

Based on this, RBIQ suggests relevant add-ons automatically during the quotation journey.

This information is for educational purposes only. Add-on availability, definitions, and terms vary by insurer, underwriting guidelines, and policy wording.
A diverse group of professionals planning an event, representing various industries that need event insurance.

Who Should Consider Event Insurance?

Event Insurance is essential for any organization or individual that plans, hosts, or manages events involving financial outlay, public attendance, or contractual obligations. Whether you organize corporate conferences, exhibitions, weddings, or public festivals, Event Insurance protects your investment against cancellation, liability, and property damage.

Business Categories That Require Event Insurance

01

Corporate Event Organizers

Companies hosting conferences, AGMs, product launches, and shareholder meetings require protection for large budgets and reputational risk.

02

Exhibition & Trade Show Managers

Organizers of exhibitions face high cancellation risk, liability from multiple exhibitors, and damage to expensive displays.

03

Wedding Planners & Social Event Managers

High-value, non-recoverable expenses and vendor liabilities make insurance critical for wedding and social function planners.

04

Sports & Entertainment Promoters

Events with large public gatherings, participant risk, and weather dependency need comprehensive cancellation and liability cover.

05

Educational Institutions & NGOs

Colleges, schools, and non-profits organizing fests, fundraisers, or seminars need liability protection and financial security.

06

Venue Owners & Managers

Hotels, convention centers, and stadiums often require clients to hold insurance, but also need their own coverage for operational risks.

Operational Triggers Where Event Insurance Is Critical

  • If you have paid non-refundable deposits to vendors or venues
  • If your event involves public attendance or third-party participants
  • If you are using hired or expensive equipment, staging, or technology
  • If contracts with venues, performers, or sponsors mandate insurance
  • If your event is outdoors or season-dependent

Special Scenarios Where Event Insurance Becomes Mandatory

  • Events on government or municipal premises
  • Sponsorship agreements with corporate brands
  • International conferences requiring visa invitations
  • Events featuring high-profile artists or performers
  • Events serving alcohol or food to the public

RiskBirbal Advisory Value

RiskBirbal guides businesses in understanding whether Event Insurance is essential for their operations by evaluating:

Event Type & Scale
Total Financial Outlay
Attendee Profile & Numbers
Venue Risk Profile
Contractual & Regulatory Needs
Historical Cancellation Data
Weather & Seasonal Dependencies

The RBIQ engine uses these inputs to highlight whether Event Insurance is critical, recommended, or optional.

This information is for educational purposes only. Coverage, terms, and conditions may vary by insurer and policy wording. RiskBirbal will confirm final terms during quotation.

How Your Journey Continues

This block summarises the seamless continuation of your buying process:

1
Proceed to the Event Product Variant Selection Page
2
Choose your coverage structure (Cancellation, Liability, Package, etc.)
3
Fill in necessary details for accurate quotations
4
Receive structured proposals from multiple insurers
5
Compare coverage, exclusions, add-ons, and pricing
6
Finalise the best-fit option with advisory support

How Event Insurance Works With RiskBirbal

Buying Event Insurance for your business becomes simple and structured with the RiskBirbal ecosystem. Our process blends intelligent automation with experienced advisory support, ensuring that you receive accurate proposals, guidance, and lifecycle assistance from start to finish.

1

Share Basic Details

Provide essential information—event type, dates, budget, and contact number—to initiate the journey.

2

Proceed to the Event Product Variant Selection Page

You will move to the next page where you can choose the appropriate policy structure (Cancellation-only, Liability-only, Comprehensive Package).

3

RBIQ Prepares a Structured RFQ

Our intelligent engine validates your inputs and generates an insurer-ready RFQ that meets underwriting standards.

4

Insurers Review and Respond

Insurers receive a clean, consistent, and complete RFQ, helping them respond faster with structured proposals.

5

Expert Comparison & Advisory

RiskBirbal evaluates insurer quotations, identifies coverage gaps, and prepares a clear comparison with recommendations.

6

Finalisation & Policy Issuance

Once you choose a proposal, we coordinate issuance, compliance checks, endorsements, and onboarding into Portfolio CRM.

Post-Purchase Support

Claims Support

We help with documentation, survey coordination, and insurer communication during claims.

Renewal Intelligence

Portfolio CRM tracks events, claims, and improvements for better outcomes for future events.

Documentation Management

Policies, endorsements, contracts, and compliance documents are securely maintained.

Types of Event Insurance in India

Explore the different event insurance policies available in India, designed to protect organizers across event types and scales.

Comprehensive Event Package Policy

An integrated policy covering cancellation, public liability, property damage, equipment, and optional add-ons under a single structure for large-scale events.

Coverage Type Integrated Multi-Risk

Event Cancellation & Postponement Insurance

A standalone policy focused solely on protecting non-recoverable expenses and revenue loss if the event is cancelled or postponed due to insured perils.

Coverage Type Financial Loss

Event Public Liability Insurance

A policy providing protection against legal liabilities for bodily injury or property damage to third parties arising from the event.

Coverage Type Third-Party Liability

Specialist Event Insurance (e.g., Wedding, Sports)

Tailored policies designed for specific event categories, incorporating industry-standard covers and add-ons relevant to that event type.

Coverage Type Customized Industry Risk

Our Insurance Partners

Download Policy Wordings

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(Comprehensive Event)

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Download Policy

Wordings

TATA AIG Logo

Download Policy

Wordings

HDFC ERGO Logo

Download Policy

Wordings

New India Assurance Logo

Claims Support & Claim Readiness With RiskBirbal

An event incident impacts not only finances but also reputation, contracts, and stakeholder relationships. At RiskBirbal, our claims support framework ensures that you receive structured assistance, complete documentation guidance, and transparent coordination throughout the claim process. While the final claim decision always rests with the insurer, our role is to ensure that your case is presented professionally and accurately.

What To Do In The First 24 Hours

1

Ensure Safety & Containment

Prioritise attendee and staff safety, secure the site, and prevent further damage where safely possible.

2

Notify RiskBirbal Claims Desk

Share basic incident details so our team can assess the situation and initiate documentation steps.

3

Inform the Insurer Immediately

Prompt notification is critical to avoid delays or disputes.

4

Preserve Evidence

Do not dispose of damaged materials or disturb the site until the surveyor arrives unless legally required.

Documents Typically Required

  • Policy copy
  • Vendor contracts & invoices
  • Ticket sales reports & attendee lists
  • Official cancellation announcements
  • Medical reports (for injury claims)
  • Photographs/videos of damage or incident
  • Proof of financial loss & expense records
  • Police/Fire brigade reports (if applicable)

How RiskBirbal Supports You During Claims

Structured Documentation

Our CRM-backed claims workflow ensures all documents are organised, complete, and ready for insurer review.

Surveyor Coordination

We assist in coordinating surveyor visits and help ensure the correct information is shared during the assessment.

Technical Advisory

Our team interprets policy wording, warranties, and conditions to help avoid documentation gaps or compliance issues.

Progress Tracking

You receive consistent updates on documentation, insurer queries, and next steps.

Dispute Avoidance

Through pre-loss guidance and clear documentation, we minimise areas where disputes commonly occur.

Common Claim Challenges & Prevention

Insufficient proof of financial loss

Early guidance on maintaining contracts and expense records.

Lack of required permits or licenses

Advisory on regulatory compliance as a policy condition.

Delayed notification to insurer

Clear communication of notification protocols and deadlines.

Ambiguous 'adverse weather' triggers

Clear explanation of policy definitions during the buying stage.

RiskBirbal Claims Philosophy

We believe claims are won or lost before a loss occurs—through the quality of information declared, the clarity of documentation, and the consistency of compliance. That is why our advisory is not limited to purchase; it extends into operational practices and documentation readiness.

Event Insurance – Frequently Asked Questions (FAQs)

These FAQs address the most important questions businesses ask when evaluating Event Insurance. Each answer is simplified for easy understanding while maintaining accuracy and compliance.

All Questions
Coverage
Claims
Pricing
Documents
1

What does Event Insurance cover?

Event Insurance typically covers financial loss from cancellation, public liability, property damage, equipment loss, and other specified perils. Final coverage varies by insurer and policy wording.

2

Is terrorism covered under standard Event Insurance?

No. Terrorism is typically excluded from standard policies. It must be purchased as a separate add-on cover, subject to insurer terms and underwriting.

3

What are the most common exclusions in Event Insurance?

Standard exclusions include intentional acts, war, nuclear risks, financial insolvency of vendors, pre-existing known circumstances, and illegal activities. Refer to policy wording for exact exclusions.

4

How do insurers determine the claim amount for cancellation?

Claim payout depends on proven non-recoverable expenses, the sum insured, policy conditions, and documentation submitted. The insurer is the final authority on claim decisions.

5

What documents are required during an event cancellation claim?

Vendor contracts, invoices, proof of payment, official cancellation notice, communication records, and policy documents are typically required. Specific requirements vary by insurer.

6

Can Event Insurance be customised for my specific event type?

Yes. Event Insurance can be tailored through add-ons like terrorism, food poisoning, participants' accident, hired equipment, and others. Suitability depends on your event profile and risk exposure.

7

How is Event Insurance premium calculated?

Premium depends on event type, duration, attendance, total budget, covers selected, add-ons, venue risk, and insurer underwriting guidelines.

8

Is Event Insurance mandatory for all events?

It is mandatory in certain cases such as events on government premises, sponsored events, or where contracts mandate it. For most organizers, it is strongly recommended due to high financial and liability risk exposure.

9

How does RiskBirbal help during event insurance claims?

RiskBirbal supports documentation review, survey coordination, claim preparedness, and communication. We help present the case accurately, but the insurer makes all final decisions.

10

When should I buy Event Insurance?

Ideally, as soon as you start incurring non-recoverable expenses or signing vendor contracts. Purchasing after a known risk emerges (e.g., a storm forecast) may affect coverage.

11

What is 'non-appearance' cover and when is it needed?

Non-appearance cover protects against financial loss if a key person (speaker, performer, VIP) fails to appear due to illness, accident, or other insured reasons. It is critical for events reliant on specific individuals.

12

Can I cover multiple event dates under one policy?

Yes, but each date and location must be declared. Annual policies for event organizers with multiple events are also available, subject to insurer terms.

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These FAQs are for educational purposes only. Insurance coverage, claims, and terms depend on insurer policy wording, underwriting requirements, and regulatory guidelines.

The RiskBirbal Ecosystem: One Connected Insurance Operating System

Every policy, quotation, claim, and servicing request inside RiskBirbal is powered by a unified ecosystem designed to integrate advisory expertise, underwriting accuracy, digital platforms, automation, lifecycle management, and claims intelligence. This ecosystem ensures that your business experiences insurance as a continuous, structured journey—not fragmented transactions.

Purpose of the RiskBirbal Ecosystem

The RiskBirbal ecosystem acts as the central brain that aligns strategy, technology, underwriting logic, insurer communication, documentation standards, and client workflows. It is built for:

Insurer Partners

Structured communication, complete documentation, standardised processes

Corporate Risk Managers

Integrated advisory, technology platforms, lifecycle management

Internal Teams

Underwriting, operations, CRM, servicing with structured tools

Technology Teams

Product, Policies, Claims, Documentations, Relationships on unified system.

Its purpose is to ensure one unified version of truth across all interactions and all insurance products.

The Seven Governing Principles

Hybrid Tech + Human Excellence

Technology enhances capability; advisory expertise ensures correctness.

Single Customer Identity

All platforms sync into one central client profile.

Unified UI/UX Framework

A consistent design system across all portals ensures user familiarity.

Integrated Advisory + Technology Model

Insurance buying, risk management, and digital platforms operate as a unified suite.

Deep Automation Across the Lifecycle

Automation powers quoting, servicing, follow-ups, and documentation.

Enterprise-Grade Documentation & Compliance

Insured-friendly processes ensure auditability and transparency.

What the Ecosystem Includes (Platform Map)

Quotation & Advisory Layer

  • RBIQ: India’s intelligent RFQ and quotation automation engine
  • Corporate buying journeys
  • Event, Marine, Liability
  • EB, Engineering products

Servicing & Lifecycle Management

  • Operational CRM
  • Portfolio CRM
  • Surveyor integration
  • Claims workflow

Employee & Retail

  • Wellconnect (HR, employees, claims, endorsements)
  • Corporate VAS benefits
  • Retail Motor, Life, Health
  • Travel platforms

NBFC & Special Programs

  • NBFC platform (CD balance, issuance, finance reconciliation)
  • CFA/Logistics Rapid Marine Booking
  • CAR/EAR Contractor Engineering Program
  • Fleet Insurance Program
  • POSP (RBOne) agent platform

Insights & Intelligence

  • RiskMantra predictive risk analytics
  • Asset Valuation Engine
  • AI-driven follow-up engine
  • WhatsApp/email automation

The Four Ecosystem Layers

1

Customer Layer

Corporates, SMEs, contractors, NBFC branches, employees, and retail customers interact through intuitive journeys.

2

Internal Operations Layer

Underwriters, claims teams, servicing executives, finance, RMs, PMT teams, and CRM workflows operate with structured, standardised tools.

3

Technology Layer

RBIQ, CRM, Wellconnect, NBFC portal, Retail portal, and RiskMantra are interconnected systems powered by uniform design and data logic.

4

Insurer Integration Layer

APIs, structured email RFQs, U/W frameworks, risk input templates, and documentation pipelines ensure insurer-friendly interactions.

RiskBirbal’s ecosystem ensures that every policy issued, every quote prepared, and every claim handled follows a consistent, structured, and data-driven methodology. This creates a long-term, measurable, and reliable insurance experience for your organisation.

Your Complete Event Insurance Solution

Backed by Advisory + Technology + Claims Expertise

You now have a complete understanding of how Event Insurance protects your business, what it covers, what it excludes, and how RiskBirbal supports you through quotations, compliance, servicing, and claims. Before you move forward, here is a quick snapshot of why choosing RiskBirbal ensures a structured and confident insurance journey.

What you get with Event Insurance

Financial Loss Protection

Covers non-recoverable expenses and revenue loss from event cancellation or postponement.

Liability Risk Management

Protects against legal claims from bodily injury or property damage to attendees and third parties.

Asset & Equipment Security

Covers damage or loss to hired or owned equipment, staging, and other event property.

Why RiskBirbal Makes it Better

Structured, Insurer-Ready RFQs

RBIQ ensures your RFQs are accurate, complete, and aligned with underwriting expectations.

End-to-End Claims Support

Our advisory team guides documentation, coordinates surveyor interactions, and tracks claim progress.

Tailored Coverage Advisory

We analyse your event specifics to recommend the right covers and add-ons, avoiding gaps or overlaps.

Transparent, Advisory-Led Guidance

We simplify complex terms, ensure contractual alignment, and highlight grey areas upfront.

Final Confidence Message

When you choose RiskBirbal, you choose clarity, structure, and continuous support—not just at the time of purchase, but across claims, renewals, compliance, and event planning. Our goal is to ensure every insurance decision you make is informed, accurate, and aligned with your business goals.

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RiskBirbal for Business – Event Insurance – Customer Reviews

View all 20 reviews
4.3
out of 5
Based on 20 reviews
★★★★★
12
★★★★☆
6
★★★☆☆
2
★★☆☆☆
0
★☆☆☆☆
0
★★★★★ 4.6
Jan 02, 2025

Manoj

Comprehensive cover that saved our conference from a major loss.

Bengaluru
★★★★★ 4.6
Jan 02, 2025

Tanay

Smooth claims process when our outdoor event was rained out.

HP
★★★★★ 4.6
Jan 02, 2025

Rohit

Advisory team helped us get the right coverage for our exhibition.

MH
★★★★★ 4.6
Jan 02, 2025

Sunil

Essential for any event planner. Gives peace of mind.

Bihar