A boardroom-ready executive membership program that recognizes leadership achievements with premium protection, concierge-grade wellness support, and optional high-value protection suites—built for CXO/VP/Directors.
No guaranteed returns • No medical promises • Assistance-only concierge • Subject to policy terms & partner T&C.
Premium guidance, suitability-led decisions.
Board/HR approvals, documented rulebook.
Clear ownership, caps, terms, and scope.
Response time, escalations, satisfaction tracking.
EP3 is designed for organizations that want premium executive welfare and leadership continuity—without gimmicks. It combines a disciplined spend model with an elite membership experience.
Key-person disruption is a balance-sheet risk—EP3 helps structure continuity protection with governance.
Elite members are acknowledged with a premium experience—fast navigation, privacy, and concierge-grade support.
Wallet-capped benefits + reporting. CFO-friendly: predictable, auditable, measurable—no uncontrolled spend.
EP3 is a governance-led framework. Any tax/accounting treatment is discussed at a high level only and is subject to facts, applicable law, and auditor view.
EP3 is built as an elite membership experience with structured insurance layers and premium services—kept clean through governance, caps, and disclosures.
Executive welfare + retention positioning. Not a "tax saving scheme".
Concierge is assistance/facilitation/coordination only—no medical promises.
Partner benefits are as per partner T&C.
Elite recognition is built into the experience: calm, premium, and private.
No guaranteed returns. No medical guarantees. Disclosures are non-negotiable.
EP3 uses a company-funded annual wellness wallet per eligible member—capped, controllable, and auditable—while still delivering a premium, flexible member experience.
Concierge services are assistance/facilitation/coordination only. No clinical promises or outcomes are implied.
A premium, tiered structure to keep experiences elite and costs controlled.
Services are assistance/coordination; any medical coverage depends on selected policy terms (if any).
Micro-disclaimer: No guarantees on admission, doctor availability, or medical outcomes. EP3 provides assistance/facilitation/coordination only.
A complete premium protection approach for elite lifestyles—structured as separate policies with separate premiums, disclosures, and underwriting.
Coverage, sublimits, valuation requirements and exclusions vary by policy wording.
International scope depends on plan variant, geography, exclusions and policy terms.
Waiting periods, PED rules, co-pay, room limits and sublimits apply as per policy.
Travel benefits depend on destination, age, trip duration, and policy terms. No guarantee is implied.
Deductibles, waiting periods, and claim structures apply as per policy terms.
Coverage scope, limits, exclusions and retroactive dates vary by insurer and policy wording.
Add-ons, IDV, depreciation rules and claim settlement terms apply as per policy conditions.
Micro-disclaimer: Protection suites are optional and are not bundled as freebies. Each policy is separate with separate proposal forms, disclosures, and terms.
"RiskBirbal will design a goal-based financial plan and facilitate execution through regulated mutual fund/banking partners, based on suitability and member consent. Returns are not assured; market-linked outcomes; product terms apply."
Micro-disclaimer: No assured returns. Market risks apply. Product terms apply.
Board-ready governance to keep EP3 clean, defensible, and premium.
A premium rollout designed for speed, clarity, and confidentiality.
Approvals, eligibility, wallet rules, cover route selection, privacy SOP.
Partner onboarding, packages, concierge SLA, onboarding kit, suite checklists.
Launch, onboarding sessions, monthly reporting start (usage + SLA + satisfaction).
Concierge is assistance/coordination only; medical and insurance outcomes depend on policy terms and underwriting.
Crisp answers, compliance-safe language, and clear scope.
EP3 is a board-governed executive membership framework combining company continuity protection, elite family life protection, wallet-capped concierge wellness support, and optional protection suites—delivered with transparent disclosures and measurable service SLAs.
No. EP3 is positioned as executive welfare and leadership continuity. Tax/accounting discussion is high-level only and depends on facts, applicable law, and auditor view.
No. Wealth planning facilitation is suitability-first and may be executed via regulated mutual fund/banking partners with member consent. Returns are not assured and are market-linked; product terms apply.
No. EP3 provides assistance, facilitation, and coordination support only. It does not guarantee admission, doctor availability, or clinical outcomes.
EP3 includes OPD appointment support and navigation as concierge services. Insurance OPD coverage depends on the selected health policy terms (if any).
Yes, where the selected insurance policy and corporate benefit design allow it. Senior Care Plus can be evaluated for parents, subject to underwriting, waiting periods, and policy terms.
Once wallet limits are reached, additional usage can be member-funded as a top-up or company-funded as an approval-based add-on, as per the program rulebook.
EP3 provides air-ambulance booking coordination support only. Cost coverage applies only if separately funded or insured under a relevant policy; no guarantee is implied.
Home & Valuables Shield can be structured to cover high-value contents such as jewellery and fine art where the insurer offers it, typically with valuation, documentation, sublimits, and exclusions as per policy wording and underwriting.
Global Health Shield is evaluated as a high sum insured health solution with optional international features where available. Coverage, geographies, exclusions, and eligibility depend on the chosen plan and policy terms; EP3 provides coordination support.
No. Travel Assurance benefits depend on destination, trip duration, age, and policy terms. EP3 provides coordination support; benefits and claim outcomes are subject to the travel policy wording and underwriting.
EP3 requires privacy-by-design processes, consent-based handling, and strict confidentiality protocols for mental wellness. Access is role-restricted and shared only on a need-to-know basis as per approved SOP.
We'll share a board-ready EP3 proposal with program architecture, wallet model, optional suites, compliance guardrails, and implementation plan—within 1 business day.
Our advisor will connect within 1 business day.
Data privacy note: EP3 follows consent-based handling and confidentiality protocols, especially for sensitive wellness and mental health interactions.
A premium program must be ethically clean and compliance-safe.
We prioritize suitability, clarity and dignity—every time.
Download a placeholder PDF overview (to be replaced with your final branded EP3 one-pager).
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